326 Fox Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 326 Fox Rd, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft · built 1961
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Jun 2019)
Tax Bill	$2,982 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-053519`

Property Details

APN / Parcel Number

Primary APN	`02-053519`
Alternative APNs	`2053519` `053519`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Total Area
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	053519
Street Address	326 FOX RD
City	HAVRE DE GRACE
State	MD
Zip	21078-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 9 20000 SF 326 FOX ROAD HARMONY HILLS S2 P 6/64
Legal Subdivision	HARMONY HILLS SUBDIVISION
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	1
Census Block	1014
Census Tract	302100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Silver Houses Historic District listed 1984 · 32 contributing resources · NRIS 84001800

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

326 Fox Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	326 FOX RD, HAVRE DE GRACE, MD 21078-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Prior Sale	Dec 9, 2008
Deed Book / Page	13307 / 444
Prior Transfer Date	Oct 30, 2008
Prior Transfer Doc	0079980529
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 17, 2019
Property Address	326 FOX RD, HAVRE DE GRACE, MD 21078-1207
Document Number	0133070444
Book / Page	013307 / 000444
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	326 FOX RD HAVRE DE GRACE MD 210781207, HAVRE DE GRACE, MD 21078-1207

Mortgage

Document Number	133070448
Date	Jun 17, 2019
Book Page	013307/000448

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 326 Fox Rd was $2,982 with a homeowner's exemption, up 13.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,982.00 (+13.95%) Homeowner's exemption	$268,100 (+5.93%) Land $84,600 Building $183,500	$268,100 (-) Land $84,600 Building $183,500
2025	$2,617.00 Homeowner's exemption	$253,100	$268,100 Land $84,600 Building $183,500
2023		$223,100 Land $84,600 Building $138,500	$223,100 Land $84,600 Building $138,500
2022	$2,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Fox Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Fox Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20