326 Florida Ave, Lorain, OH 44052 Property Records

Lorain County property record for 326 Florida Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,279 sqft · built 1900
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Owner Names on Record
Last Sale	$57,000 (Apr 2011)
Tax Bill	$785 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-105-017`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-105-017`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	951 sqft
2nd Floor Area	328 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1923
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	309 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	326 FLORIDA AVE
City	LORAIN
State	OH
Zip	44052-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWLER TRUSTEE 50 X 150
Legal Subdivision	I D LAWLER TRUSTEES ADDITION
Legal Tract	1
Legal Block	105
Legal Lot Number	32
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1016
Census Tract	22200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	326 FLORIDA AVE, LORAIN, OH 44052-2147
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2011 · Amount on Record
Deed Sale	Apr 12, 2011 · Amount on Record
Prior Sale	Apr 3, 2000
Deed Document Number	2011091248
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	326 FLORIDA AVE, LORAIN, OH 44052-2147
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075347
Date	Nov 14, 2025
Instrument	2025-0075347

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$785.00 (-30.41%)	$41,360 (+88.77%) Land $5,250 Building $36,110	$118,170 (+88.77%) Land $15,000 Building $103,170
2023	$1,128.00 (-0.09%)	$21,910 (-) Land $5,201 Building $16,709	$62,600 (-) Land $14,860 Building $47,740
2022	$1,129.00	$21,910 Land $5,200 Building $16,710
2021			$62,600 Land $14,860 Building $47,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20