326 Esplanade Pl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 326 Esplanade Pl, Chesapeake, VA 23320

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,568 sqft · built 1993
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Apr 2026)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Mar 2021 Refinance Apr 2013 Mortgage + 4 more
APN	`0367008000120`

Property Details

APN / Parcel Number

Primary APN	`0367008000120`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	115 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	12 sqft
Patio Area	1,304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 ESPLANADE PL
City	CHESAPEAKE
State	VA
Zip	23320-2014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD: PLANN
Legal Description	12 RIVER WALK SEC MC-2 PH 1
Legal Subdivision	LONG POINTE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	20908

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING
Apr 16, 2013	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE
Apr 23, 2026	Bargain and Sale Deed, Transfer · VA Mortgage TOWNE MORTGAGE
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Nov 22, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	202610270
Deed Book / Page	10971 / 57
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010324/881
Date	Mar 5, 2021
Book Page	10324/881
Instrument	210010277

Lender

Name	CLEARPATH LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009044/334
Date	Apr 16, 2013
Book Page	9044/334

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

Interest

Rate Type	Fixed Rate

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 23, 2026
Property Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Document Number	0010971/57
Book / Page	10971 / 57
Instrument Date	Apr 22, 2026
Instrument	2026.10270
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,835.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014

Mortgage

Document Number	0000010271,
Date	Apr 23, 2026
Book Page	10971/60
Instrument	2026.10271

Lender

Name	TOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 1, 2023
Property Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Document Number	010683/713
Book / Page	10683 / 713
Instrument Date	Jul 27, 2023
Instrument	230016173
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014

Mortgage

Document Number	0230016174
Date	Aug 1, 2023
Instrument	230016174

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 22, 2022
Property Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Document Number	10619/1357
Book / Page	10619 / 1357
Instrument Date	Nov 16, 2022
Instrument	220034701
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014

Mortgage

Document Number	0220034702
Date	Nov 22, 2022
Instrument	220034702

Lender

Name	PRIMELENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	326 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10324/881
Date	Mar 5, 2021
Book Page	10324/881
Instrument	210010277

Lender

Name	CLEARPATH LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+2.78%)	$315,200 (+16.74%) Land $115,000 Building $200,200	$315,200 (+16.74%) Land $115,000 Building $200,200
2024	$3,098.00 (+37.32%)
2023		$270,000 (+6.17%) Land $100,000 Building $170,000	$270,000 (+6.17%) Land $100,000 Building $170,000
2022		$254,300 Land $90,000 Building $164,300	$254,300 Land $90,000 Building $164,300
2019	$2,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 236 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	360 units insured incl. 124 condo units
Nearby Flood Claims	50 (2003–2021)
Most Recent Claim	Aug 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 21 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 14 claims Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

326 Esplanade Pl, Chesapeake, VA 23320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2026: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Esplanade Pl

Nearby Streets

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