326 Elm Ave, Clearfield, PA 16830 Property Records

Clearfield County property record for 326 Elm Ave, Clearfield, PA 16830

Property Summary

Property Type	Single Family Home
Details	built 1934
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on Record
Tax Bill	$1,920 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K08-224-00013`

Property Details

APN / Parcel Number

Primary APN	`K08-224-00013`
Alternative APNs	`0042K0822400013` `004210840`

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	4,791 sqft (0.11 acres)

Location & Zoning

Account Number	004210840
Street Address	326 ELM AVE
City	CLEARFIELD
State	PA
Zip	16830-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L 33
Jurisdiction	CLEARFIELD PA
Township / Civil Division	CLEARFIELD
Census Block Group	3
Census Block	3003
Census Tract	331100

Owner

Source: Clearfield County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	326 ELM AVE, CLEARFIELD, PA 16830-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK
Dec 7, 2023	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023
Deed Sale	Dec 7, 2023
Prior Sale	Feb 24, 2014 · Amount on Record
Deed Document Number	202315680
Prior Transfer Date	Dec 6, 2023
Prior Transfer Doc	0202315680
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Recording Date	Apr 13, 2026
Property Address	326 ELM AVE, CLEARFIELD, PA 16830-2134
Document Number	0000004065
Instrument Date	Apr 11, 2026
Instrument	20264065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ELM AVE, CLEARFIELD, PA 16830-2134

Mortgage

Document Number	0000004065,
Date	Apr 13, 2026
Instrument	20264065

Lender

Name	ACNB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEARFIELD PA
Recording Date	Dec 7, 2023
Property Address	326 ELM AVE, CLEARFIELD, PA 16830-2134
Document Number	0202315680
Map Reference	MB 24 PG 21
Instrument Date	Nov 21, 2023
Instrument	202315680
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	PRIORITY TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	326 ELM AVE, CLEARFIELD, PA 16830-2134

Mortgage

Document Number	0202315681
Date	Dec 7, 2023
Instrument	202315681

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
Municipality	Clearfield Borough
Unified School District	Clearfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,920.00	$21,100 (-) Land $4,100 Building $17,000
2025	$1,920.00 (+630.04%)	$21,100 (+1%) Land $4,100 Building $17,000
2024	$263.00	$10,550 (-) Land $2,050 Building $8,500
2023	$263.00	$10,550 Land $2,050 Building $8,500
1987			$84,400 Land $16,400 Building $68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1978–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD MUNICIPAL AUTH serves 14,000 people · EPA ID PA6170008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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