326 Electric Ave, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 326 Electric Ave, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1961
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (May 2025)
Tax Bill	$677 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-559.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-559.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 ELECTRIC AVE
City	SOUTHGATE
State	KY
Zip	41071-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 BLK C BLUE GRASS SUBD 50 X 110
Legal Subdivision	BLUE GRASS SUB
Legal Phase	C
Legal Block	C
Legal Lot Number	54
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3003
Census Tract	52500

Owner

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 ELECTRIC AVE, SOUTHGATE, KY 41071-3148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Sep 15, 2017	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	20255404290
Deed Book / Page	872 / 122
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	0001900217
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 20, 2020
Property Address	326 ELECTRIC AVE, SOUTHGATE, KY 41071-3148
Document Number	0005115476
Book / Page	D815 / 889
Instrument Date	Aug 19, 2020
Instrument	5115476
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 GRANT PARK DR, 152, DAYTON, KY 41074-1744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ELECTRIC AVE, SOUTHGATE, KY 41071-3148

Mortgage

Document Number	0005115477
Date	Aug 20, 2020
Instrument	5115477

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 15, 2017
Property Address	326 ELECTRIC AVE, SOUTHGATE, KY 41071-3148
Document Number	0005062782
Book / Page	000788 / 000494
Instrument Date	Sep 14, 2017
Instrument	5062782
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	NEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ELECTRIC AVE SOUTHGATE KY 410713148, SOUTHGATE, KY 41071-3148

Mortgage

Document Number	5062783
Date	Sep 15, 2017
Book Page	002122/000532
Instrument	5062783

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$677.00 (-6.62%)	$183,694 (-) Land $10,000 Building $173,694	$183,694 (-) Land $10,000 Building $173,694
2023	$725.00 (-2.42%)	$183,694 (-) Land $10,000 Building $173,694	$183,694 (-) Land $10,000 Building $173,694
2022	$743.00	$183,694 Land $10,000 Building $173,694	$183,694 Land $10,000 Building $173,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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