326 E Prospect Ct, Chula Vista, CA 91911 Property Records

San Diego County property record for 326 E Prospect Ct, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,422 sqft · built 1964
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Oct 2026 Sale Aug 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`620-370-04-00`

Property Details

APN / Parcel Number

Primary APN	`620-370-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,422 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	326 E PROSPECT CT
City	CHULA VISTA
State	CA
Zip	91911-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 63 TR 005129
Legal Subdivision	PRINCESS VIEW
Legal Tract	005129
Legal Block	3
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13303

Owner

Source: San Diego County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage DEL TORO LOAN SERVICING INC
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 2, 2017
Transfer Doc	0000496568
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2026
Property Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517
Document Number	0000291918
Instrument Date	Sep 28, 2026
Instrument	2026291918
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2026
Property Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517
Document Number	0000239705
Instrument Date	Aug 12, 2026
Instrument	2026239705
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517

Mortgage

Document Number	0000239705,
Date	Aug 17, 2026
Instrument	2026239705

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2051

Interest

Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224248
Date	Jun 10, 2019
Instrument	2019-0224248

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517
Document Number	0000272694
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 E PROSPECT CT CHULA VISTA CA 919114517, CHULA VISTA, CA 91911-4517

Mortgage

Document Number	0000272694
Date	Jul 5, 2018
Instrument	272694

Lender

Name	DEL TORO LOAN SERVICING INC
Type	Bank
Address	CHULA VISTA, CA 91913

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2033

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2017
Property Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517
Document Number	0000288553
Instrument Date	Jun 21, 2017
Instrument	288553
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 E PROSPECT CT CHULA VISTA CA 919114517, CHULA VISTA, CA 91911-4517

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2017
Property Address	326 E PROSPECT CT, CHULA VISTA, CA 91911-4517
Document Number	0000496568
Instrument Date	Jun 21, 2017
Instrument	496568
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 E PROSPECT CT CHULA VISTA CA 919114517, CHULA VISTA, CA 91911-4517

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$98,372 (+2%) Land $18,119 Building $80,253
2025	$1,181.00 (+5.16%)	$96,444 (+4.04%) Land $17,764 Building $78,680
2023	$1,123.00 (+2.93%)	$92,701 Land $17,075 Building $75,626
2022	$1,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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