326 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 326 E Main St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 1940
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$3,500,000 (Apr 2022)
Tax Bill	$1,464 (2023)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`654803349450`

Property Details

APN / Parcel Number

Primary APN	`654803349450`
Alternative APNs	`1538364` `285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,703 sqft Finished Area
Gross Area	1,714 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	184 ft deep x 60 ft wide
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1538364
Street Address	326 E MAIN ST
City	ALBEMARLE
State	NC
Zip	28001-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD
Legal Description	APT 326 E MAIN ST 654814057
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	2
Census Block	2018
Census Tract	931203

Owner

Source: Stanly County records · APN 654803349450

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6301 NESTING WAY, OAK RIDGE, NC 27310-0139
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	0000178362
Record Updated	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	326 E MAIN ST, ALBEMARLE, NC 28001-4922
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000446007
Date	Apr 19, 2022
Book Page	1783/112
Instrument	446007

Lender

Name	TREECE CONSTRUCTION COMPANY INC
Type	Non-Lending Institution
Address	NEW LONDON, NC 28127

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Oct 15, 2024

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,464.00	$120,052 Land $17,424 Building $102,628	$120,052 Land $17,424 Building $102,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ALBEMARLE serves 17,506 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.