326 E Locust St, Clearfield, PA 16830 Property Records

Clearfield County property record for 326 E Locust St, Clearfield, PA 16830

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Nov 2015)
Tax Bill	$2,029 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2010 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`K08-217-00039`

Property Details

APN / Parcel Number

Primary APN	`K08-217-00039`
Alternative APNs	`0044K0821700039` `004404270`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Account Number	004404270
Street Address	326 E LOCUST ST
City	CLEARFIELD
State	PA
Zip	16830-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & PART L 184
Jurisdiction	CLEARFIELD PA
Township / Civil Division	CLEARFIELD
Census Block Group	1
Census Block	1022
Census Tract	331100

Owner

Source: Clearfield County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 CAPRICORN DR, CLEARFIELD, PA 16830-2823
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage CNB BANK
Jun 11, 2010	Deed of Trust, Mortgage · Line of Credit NORTHWEST SAVINGS BANK
Oct 26, 2009	Deed of Trust, Mortgage · Line of Credit NORTHWEST SAVINGS BANK
Apr 12, 2011	Deed of Trust, Mortgage · Line of Credit NORTHWEST SAVINGS BANK
Nov 6, 2015	Deed, Transfer · Seller Carry-Back ALFRED HESS
Jun 15, 2007	Deed, Transfer · Stand-Alone First Mortgage CSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	201513667
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	326 E LOCUST ST, CLEARFIELD, PA 16830-2415
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202217471
Date	Dec 20, 2022
Instrument	202217471

Lender

Name	CNB BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	326 E LOCUST ST, CLEARFIELD, PA 16830-2415
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201007740
Date	Jun 11, 2010
Instrument	201007740

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	326 E LOCUST ST, CLEARFIELD, PA 16830-2415
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200915691
Date	Oct 26, 2009
Instrument	200915691

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	326 E LOCUST ST, CLEARFIELD, PA 16830-2415
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201104756
Date	Apr 12, 2011
Instrument	201104756

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Nov 6, 2015
Property Address	326 E LOCUST ST, CLEARFIELD, PA 16830-2415
Document Number	0201513667
Instrument Date	Nov 4, 2015
Instrument	201513667
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2393 WASHINGTON AVE, CLEARFIELD, PA 16830-3533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CAPRICORN DR, CLEARFIELD, PA 16830-2823

Mortgage

Document Number	0201513669
Date	Nov 6, 2015
Instrument	201513669

Lender

Name	ALFRED HESS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Mortgage

Document Number	0201513668
Date	Nov 6, 2015
Instrument	201513668

Lender

Name	CNB BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Jun 15, 2007
Property Address	326 E LOCUST ST, CLEARFIELD, PA 16830-2415
Document Number	0200709966
Instrument Date	Jun 14, 2007
Instrument	200709966
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$728.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	WOODLAND, PA 16881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2393 WASHINGTON AVE, CLEARFIELD, PA 16830-3533

Mortgage

Document Number	0200709967
Date	Jun 15, 2007
Instrument	200709967

Lender

Name	CSB BANK
Type	Bank
Address	CURWENSVILLE, PA 16833

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2017

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
Municipality	Clearfield Borough
Unified School District	Clearfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,029.00	$22,300 (+1%) Land $3,150 Building $19,150
2025	$2,029.00 (+629.86%)
2024	$278.00	$11,150 (-) Land $1,575 Building $9,575
2023	$278.00	$11,150 Land $1,575 Building $9,575
1987			$89,200 Land $12,600 Building $76,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD MUNICIPAL AUTH serves 14,000 people · EPA ID PA6170008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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