326 E Lakeside Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 326 E Lakeside Dr, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,465 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Feb 2019)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-03-05-0-003-060-000`

Property Details

APN / Parcel Number

Primary APN	`23-03-05-0-003-060-000`
Alternative APNs	`095846` `43439` `95846`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	115 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	95846
Street Address	326 E LAKESIDE DR
City	FLORENCE
State	AL
Zip	35630-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	111.38 X 117.5 IRR LAKESIDE HIGHLANDS RESURVEY BLK D PART LOTS 11 AND 12 .26 AC/C SEC 05 T3S R10W PB 3 PG 161
Legal Range	10W
Legal Township	03S
Legal Section	05
Legal Subdivision	LAKESIDE HIGHLANDS RESURVEY
Legal Block	D
Legal Lot Number	11-12
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3044
Census Tract	10800

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 E LAKESIDE DR, FLORENCE, AL 35630-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 14, 2019	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	0020195413
Deed Book / Page	2019 / 5413
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	326 E LAKESIDE DR, FLORENCE, AL 35630-4115
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/47646
Date	Oct 6, 2025
Book Page	2025/47646

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 14, 2019
Property Address	326 E LAKESIDE DR, FLORENCE, AL 35630-4115
Document Number	02019/5413
Book / Page	2019 / 5413
Instrument Date	Feb 8, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 DIVISION ST, MUSCLE SHOALS, AL 35661-2062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E LAKESIDE DR, FLORENCE, AL 35630-4115

Mortgage

Document Number	02019/5415
Date	Feb 14, 2019
Book Page	2019/5415

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+6.99%)	$36,560 (+6.96%)	$186,820 (+9.33%) Land $13,000 Building $173,820
2024	$1,674.00 (+11.75%)	$34,180 (+1,543.27%) Land $2,260 Building $31,920	$170,880 (+11.77%) Land $11,300 Building $159,580
2023	$1,498.00 (+21.39%)	$2,080 (-91.75%) Land $2,080	$152,880 (+21.33%) Land $10,400 Building $142,480
2022	$1,234.00	$25,200	$126,000 Land $11,600 Building $114,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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