326 E Dryden St, Odessa, MO 64076 Property Records

Lafayette County property record for 326 E Dryden St, Odessa, MO 64076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,030 sqft · built 1988
Lot Size0.193 acres (8,398 sqft)
OwnerIndividual Name on Record
Last Sale$234,153 (Jul 2026)
Tax Bill$1,586 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2026 Foreclosure
+ 5 more
Flood ZoneZone X (minimal risk)
APN23-1.0-01-1-003-011.000

Property Details

APN / Parcel Number

Primary APN23-1.0-01-1-003-011.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,030 sqft Living Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area53 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address326 E DRYDEN ST
CityODESSA
StateMO
Zip64076-1574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 REGENCY SUBD; 683-780, 705-137, 745-645, 2014DR2021, 2017DR1692, 2022DR4776
Legal Range28
Legal Township48
Legal Section01
Legal SubdivisionREGENCY SUBD
Legal Lot Number4
JurisdictionLAFAYETTE MO
Township / Civil DivisionSNI-A-BAR
Census Block Group4
Census Block4015
Census Tract90601

Owner

Source: Lafayette County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address326 E DRYDEN ST, ODESSA, MO 64076-1574
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
May 12, 2026Trustee's Deed, Foreclosure
NONE LISTED ON DOCUMENT
May 11, 2017Deed of Trust, Mortgage · VA Mortgage
UNIVERSAL AMERICAN MORTGAGE CO
Sep 19, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF VETERANS AFFAIRS
Oct 19, 2015Deed of Trust, Mortgage
BANK OF ODESSA
Sep 26, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FLAT BRANCH MORTGAGE
May 9, 2017Warranty Deed, Transfer
LAFAYETTE COUNTY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2026 · Amount on Record
Deed SaleJul 6, 2026 · Amount on Record
Prior SaleMay 12, 2026 · Amount on Record
Deed Document Number20262715
Prior Transfer DateMay 4, 2026
Prior Transfer Doc0000001936
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateJul 6, 2026
Property Address326 E DRYDEN ST, ODESSA, MO 64076-1574
Document Number0000002715
Instrument DateJun 29, 2026
Instrument20262715
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyCOFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 E DRYDEN ST, ODESSA, MO 64076-1574

Mortgage

Document Number0000002716,
DateJul 6, 2026
Instrument20262716
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000002717,
DateJul 6, 2026
Instrument20262717
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

May 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAFAYETTE MO
Recording DateMay 12, 2026
Property Address326 E DRYDEN ST, ODESSA, MO 64076-1574
Document Number0000001936
Instrument DateMay 4, 2026
Instrument20261936
Transaction TypeForeclosure
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address326 E DRYDEN ST, ODESSA, MO 64076-1574
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017DR1755
DateMay 11, 2017
Instrument2017DR1755
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address326 E DRYDEN ST, ODESSA, MO 64076-1574
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023DR3486
DateSep 19, 2023
Instrument2023DR3486
Lender
NameSECRETARY OF VETERANS AFFAIRS
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term341 Months
DueFeb 1, 2052

October 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address326 E DRYDEN ST, ODESSA, MO 64076-1574
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyMIDWEST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02015/3898
DateOct 19, 2015
Book Page2015/3898
Instrument2015DR3898
Lender
NameBANK OF ODESSA
TypeBank
AddressODESSA, MO 64076
Agreement
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateSep 26, 2022
Property Address326 E DRYDEN ST, ODESSA, MO 64076-1574
Document Number2022DR4776
Instrument DateSep 20, 2022
Instrument2022DR4776
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 E DRYDEN ST, ODESSA, MO 64076-1574

Mortgage

Document Number2022DR4777
DateSep 26, 2022
Instrument2022DR4777
Lender
NameFLAT BRANCH MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateMay 9, 2017
Property Address326 E DRYDEN ST, ODESSA, MO 64076-1574
Document Number2017/1692
Book / Page2017 / 1692
Map ReferencePL 12 PG 39
Instrument DateMay 4, 2017
Instrument2017DR1692
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyLAFAYETTE COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 E DRYDEN ST, ODESSA, MO 64076-1574

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityOdessa City
Unified School DistrictOdessa R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,586.00$21,417 (+13.99%)$112,720 (+13.99%) Land $11,560 Building $101,160
2023$18,788$98,883 Land $10,143 Building $88,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemODESSA PWS
serves 5,202 people · EPA ID MO1010599
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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