326 E Cherry St, Watseka, IL 60970 Property Records

Iroquois County property record for 326 E Cherry St, Watseka, IL 60970 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Commercial
Lot Size	13,626 sqft (0.312 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2020)
Tax Bill	$1,364.00 (2025)

Owner

Source: Iroquois County records · APN 19 32 481 019

Assessment roll updated July 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	326 E CHERRY ST, WATSEKA, IL 60970-1740
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Apr 01, 2008 · Amount on Record
Deed Doc Number	20202997
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 22, 2020
Property Address	326 E CHERRY ST, WATSEKA, IL 60970-1740
Document Number	00020R2997
Instrument Date	Sep 12, 2020
Instrument	20R2997
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 COOK AVE, JONESBORO, IL 62952-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E CHERRY ST, WATSEKA, IL 60970-1740

Mortgage

Document Number	00020R2998
Date	Sep 22, 2020
Instrument	20R2998

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 (-0.29%)	$19,376 (-) Land $5,278 Building $14,098	$58,128 (-) Land $15,834 Building $42,294
2022	$1,368.00 Homeowner's exemption	$19,376 Land $5,278 Building $14,098	$58,128 Land $15,834 Building $42,294

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iroquois County (17075C), updated August 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watseka Downtown Historic District listed 2026 · 34 contributing resources · NRIS 100012297

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`19 32 481 019`

Exterior

Lot Area	13,626 sqft (0.312 acres)

Location & Zoning

Street Address	326 E CHERRY ST
City	WATSEKA
State	IL
Zip	60970-1740
Property Usage	Commercial Property Usage
Type	Vacant Land > Commercial
Legal Description	LT 27 & E2 LT 26
Legal Subdivision	CONSERVATORS RESUBDIVISION
Legal Lot Number	26,27
Jurisdiction	IROQUOIS IL
Minor Civil Division	MIDDLEPORT
Census Blockgroup	2
Census Block	2013
Census Tract	950400