326 E 2nd St, Peru, IN 46970 Property Records

Miami County property record for 326 E 2nd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,194 sqft · built 1961
Lot Size	0.133 acres (5,808 sqft)
Owner	Individual Name on File
Last Sale	$85,600 (May 2022)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`021-46210-00`

Property Details

APN / Parcel Number

Primary APN	`021-46210-00`
Alternative APNs	`52-08-27-401-201.000-016` `01503733663`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	1,095 sqft
Attic	Attic
Attic Area	2,198 sqft
Basement Area	274 sqft
Unfinished Basement	274 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,808 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Terrain	High
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01503733663
Street Address	326 E 2ND ST
City	PERU
State	IN
Zip	46970-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-46210-00 GODFROY ADD KILLINGER SUBD 44X132 LOT 1 42 112 10000
Legal Subdivision	KILLINGERS SUB-DIVISION
Legal Lot Number	1
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2006
Census Tract	952400

Owner

326 E 2nd St is owned and occupied by an individual who bought it in May 2022.

Source: Miami County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	326 E 2ND ST, PERU, IN 46970-2537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 20, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Aug 6, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Deed Document Number	2022522374
Prior Transfer Date	Aug 6, 2018
Prior Transfer Doc	20180523150
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Recording Date	Aug 4, 2026
Property Address	326 E 2ND ST, PERU, IN 46970-2537
Document Number	0000522941
Instrument Date	Jul 30, 2026
Instrument	2026522941
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E 2ND ST, PERU, IN 46970-2537

Mortgage

Document Number	0000522941,
Date	Aug 4, 2026
Instrument	2026522941

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 20, 2022
Property Address	326 E 2ND ST, PERU, IN 46970-2537
Document Number	20220522374
Instrument Date	May 9, 2022
Instrument	20220522374
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	20220522375
Date	May 20, 2022
Instrument	20220522375

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

August 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI IN
Recording Date	Aug 6, 2018
Property Address	326 E 2ND ST, PERU, IN 46970-2537
Document Number	20180523150
Instrument Date	Aug 6, 2018
Instrument	20180523150
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E 2ND ST, PERU, IN 46970-2537

Tax Assessment & Valuation

The 2025 property tax bill for 326 E 2nd St was $1,227 with a homeowner's exemption, up 25.6% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (+25.59%) Homeowner's exemption	$133,000 Land $4,800 Building $128,200	$133,000 Land $4,800 Building $128,200
2024	$977.00 (+41.18%)
2023	$692.00 (+7.45%)	$76,100 Land $4,800 Building $71,300	$76,100 Land $4,800 Building $71,300
2022	$644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 E 2nd St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 326 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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