Rowan County property record for 326 E 2nd St, Morehead, KY 40351 · Last verified April 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 8,712 sqft (0.2 acres) |
| Last Sale | $52,000 (2022) |
| Tax Bill | $2,350.00 (2025) |
| Primary APN | 080-10 03 021.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Concrete Block Exterior |
|---|---|
| Construction Type | Tilt-Up Concrete Construction |
| Fire Resistance Class | Buildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible. |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating Fuel | Gas Heating Fuel |
|---|
| Account Number | 2374 |
|---|---|
| Street Address | 326 E 2ND ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1670 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | HSE APTS AND LOT SECOND ST 320 EAST SSECOND STREET |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 950202 |
Source: Rowan County records · APN 080-10 03 021.00
Assessment roll updated November 18, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 250 LITTON RD, MOREHEAD, KY 40351-8279 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 02, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST FSLA OF MOREHEAD |
| Oct 03, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Deed Doc Number | 20222015088 |
| Deed Book / Page | 283 / 118 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 326 E 2ND ST, MOREHEAD, KY 40351-1670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A415/337 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | A415/337 |
| Instrument | 2004003 |
| Name | FIRST FSLA OF MOREHEAD |
|---|---|
| Address | MOREHEAD, KY 40351 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 326 E 2ND ST, MOREHEAD, KY 40351-1670 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | A398/775 |
|---|---|
| Date | Oct 03, 2018 |
| Book Page | A398/775 |
| Instrument | 411474 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Apr 02, 2019 |
Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,350.00 (+120.66%) | $280,881 (+124.7%) Land $171,281 Building $109,600 | $280,881 (+124.7%) Land $171,281 Building $109,600 |
| 2023 | $1,065.00 | $125,000 Land $20,000 Building $105,000 | $125,000 Land $20,000 Building $105,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures