326 E 16th St, Covington, KY 41014 Property Records

Kenton County property record for 326 E 16th St, Covington, KY 41014 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Square Footage1,424 sqft Finished Area
Lot Size3,920 sqft (0.09 acres)
Last Sale$80,000 (2026)
Tax Bill$596.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-31-08-028.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,424 sqft Finished Area
Gross Area1,504 sqft Gross Area
Stories2 Stories

Exterior

Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,920 sqft (0.09 acres)
Depth X Width168 ft x 22 ft Depth x Width

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address326 E 16TH ST
CityCOVINGTON
StateKY
Zip41014-1304
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOUVIONS RESUB RICE LOT 4 22.4' NS 16TH ST 292' E GARRARD ST
Legal SubdivisionGOUVIONS RESUB RICE
Legal Lot Number4
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2006
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-08-028.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 403, SILVER GROVE, KY 41085-0403
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2024Deed of Trust, Mortgage · Line of Credit
NOLAN J WOODLAND ESA 3124561
May 29, 2026Deed, Transfer · Building or Construction Mortgage
HERITAGE BANK
Nov 27, 2019Warranty Deed, Transfer · Line of Credit
LAURA DRESSMAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Doc Number2026052911161
Deed Book / Page438 / 754
Record RefreshedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address326 E 16TH ST, COVINGTON, KY 41014-1304
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900148
DateSep 06, 2024
Book PageKCM 581/235
Instrument24090605900148
Lender
NameNOLAN J WOODLAND ESA 3124561
TypeNon-Lending Institution
AddressHOUSTON, TX 77084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueMar 01, 2025

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 29, 2026
Property Address326 E 16TH ST, COVINGTON, KY 41014-1304
Document Number0000011161
Book / Page438 / 754
Instrument DateMay 22, 2026
Instrument202611161
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyKENTUCKY LAND TITLE

Transaction

AmountAmount Recorded
Tax$8,080.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011162,
DateMay 29, 2026
Book Page438/758
Instrument2026052911162
Lender
NameHERITAGE BANK
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 21, 2027
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 27, 2019
Property Address326 E 16TH ST, COVINGTON, KY 41014-1304
Document Number0000000153
Book / Page0C6813 / 000230
Instrument DateNov 27, 2019
Instrument153
Transaction TypeTransfer
Record UpdatedDec 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address56 ORPHANAGE RD FORT MITCHELL KY 410173128, FORT MITCHELL, KY 41017-3128

Mortgage

Document Number154
DateNov 27, 2019
Book Page0C6813/000233
Instrument154
Lender
NameLAURA DRESSMAN
Address1727 E GALBRAITH RD, CINCINNATI, OH 45215-5613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 26, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$596.00 (-0.5%)$45,000 (-) Land $5,000 Building $40,000$45,000 (-) Land $5,000 Building $40,000
2023$599.00$45,000 Land $5,000 Building $40,000$45,000 Land $5,000 Building $40,000

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