Norfolk City property record for 326 Dune St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,473 sqft · built 1951 |
| Lot Size | 0.257 acres (11,208 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Sep 2019) |
| Tax Bill | $3,326 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Apr 2024 Second Mortgage + 4 more |
| APN | 28975700 |
| Primary APN | 28975700 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,473 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,208 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 287 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 326 DUNE ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 13,14,15 & PT 12 BLK 17 ALBERMARLE |
| Legal Subdivision | ALBERMARLE |
| Legal Block | 17 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 700 |
326 Dune St is owned and occupied by an individual who bought it in September 2019.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CU INC |
| Apr 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARTWAY FEDERAL CREDIT UNION |
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit MILEND INC |
| Feb 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MILEND INC |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Sep 4, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on File |
| Deed Sale | Sep 4, 2019 · Amount on File |
| Deed Document Number | 201917113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0250016790 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 250016790 |
| Name | VIRGINIA CU INC |
|---|---|
| Type | Credit Union |
| Address | RICHMOND, VA 23225 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240005239 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 240005239 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 18, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | EXPRESS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0220002659 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 220002659 |
| Name | MILEND INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 21, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | EXPRESS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0220002658 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 220002658 |
| Name | MILEND INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210025200 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 210025200 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 4, 2019 |
| Property Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Document Number | 190017113 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 190017113 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 DUNE ST, NORFOLK, VA 23503-5209 |
| Document Number | 190017114 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 190017114 |
| Name | PRIMELENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 326 Dune St was $3,326, up 6.8% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,326.00 (+6.81%) | $266,100 (+5.09%) Land $95,500 Building $170,600 | $266,100 (+5.09%) Land $95,500 Building $170,600 |
| 2025 | $3,114.00 | $253,200 Land $95,500 Building $157,700 | $253,200 Land $95,500 Building $157,700 |
| 2023 | $2,912.00 | $233,000 Land $95,500 Building $137,500 | $233,000 Land $95,500 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 326 Dune St; there have been 25 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 54 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 units insured incl. 40 condo units |
| Nearby Flood Claims | 25 (1998–2020) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Dune St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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