326 Dry Bed Rd, Pipe Creek, TX 78063 Property Records

Bandera County property record for 326 Dry Bed Rd, Pipe Creek, TX 78063

Property Summary

Property Type	Mobile Home
Details	1,782 sqft · built 1989
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Dec 2019)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11900-00007-2240`

Property Details

APN / Parcel Number

Primary APN	`11900-00007-2240`
Alternative APN	`147199`

Interior

Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	642 sqft
Deck Area	160 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11900-00007-2240
Street Address	326 DRY BED RD
City	PIPE CREEK
State	TX
Zip	78063-5113
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CASTLE LAKE RANCH 7 LT 224 5.1 ACRES SERIAL HH121806
Legal Subdivision	CASTLE LAKE RANCH
Legal Lot Number	224
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	1
Census Block	1025
Census Tract	104

Owner

326 Dry Bed Rd, a mobile home, is owned and occupied by two individuals who bought it in December 2019.

Source: Bandera County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	326 DRY BED RD, PIPE CREEK, TX 78063-5113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Deed Document Number	2019234549
Deed Book / Page	1161 / 555
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	001161/555
Record Updated	Oct 29, 2026

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Dec 12, 2019
Property Address	326 DRY BED RD, PIPE CREEK, TX 78063-5113
Document Number	1161/555
Book / Page	1161 / 555
Map Reference	VOL 2 PG 4
Instrument Date	Dec 9, 2019
Instrument	234549
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 151, GILMAN, IL 60938-0151

Mortgage

Document Number	234550
Date	Dec 12, 2019
Instrument	234550

Lender

Name	TEXAS HILL COUNTRY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 326 Dry Bed Rd was $1,041 with exemptions applied, up 12.4% from the year before.

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,041.00 (+12.42%) Homeowner's exemption Disabled Person's exemption	$200,960 Land $199,980 Building $72,980	$272,960 Land $199,980 Building $72,980
2024	$926.00 (-69.78%)
2023	$3,064.00	$230,740 Land $188,480 Building $42,260	$230,740 Land $188,480 Building $42,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Dry Bed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Dry Bed Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20