326 Cypress St, Sebring, FL 33870 Property Records

Highlands County property record for 326 Cypress St, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,376 sqft · built 1960
Lot Size	0.465 acres (20,250 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2014)
Tax Bill	$3,102 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S204909012400080`

Property Details

APN / Parcel Number

Primary APN	`S204909012400080`
Alternative APN	`S-20-34-29-090-1240-0080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,250 sqft (0.465 acres)
Lot Dimensions	135 ft deep x 150 ft wide
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	600 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	326 CYPRESS ST
City	SEBRING
State	FL
Zip	33870-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LA PALOMA SUB 1/44 SW 1/2 OF 8-ALL LOTS 9 +10 + NE 1/2 OF 11 BLK 124
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	LA PALOMA
Legal Block	124
Legal Lot Number	9,10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2018
Census Tract	960800

Owner

326 Cypress St is owned and occupied by an individual who acquired it in June 2017.

Source: Highlands County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	326 CYPRESS ST, SEBRING, FL 33870-3111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 31, 2017	Warranty Deed, Transfer · FHA Mortgage NEW PENN FIN'L LLC
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2014 · Amount on File
Deed Sale	Sep 9, 2014 · Amount on File
Prior Sale	May 22, 2014
Deed Document Number	20141746222
Deed Book / Page	2443 / 1370
Last Transfer Date	Jun 15, 2017
Transfer Doc	0001857707
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	326 CYPRESS ST, SEBRING, FL 33870-3111
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CYPRESS ST, SEBRING, FL 33870-3111

Mortgage

Document Number	0002110536
Date	Aug 17, 2022
Book Page	2925/1297
Instrument	2110536

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 31, 2017
Property Address	326 CYPRESS ST, SEBRING, FL 33870-3111
Document Number	0001861085
Book / Page	002591 / 001883
Instrument Date	Jul 24, 2017
Instrument	1861085
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CYPRESS ST SEBRING FL 338703111, SEBRING, FL 33870-3111

Mortgage

Document Number	1861086
Date	Jul 31, 2017
Book Page	002591/001885
Instrument	1861086

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 29, 2017
Property Address	326 CYPRESS ST, SEBRING, FL 33870-3111
Document Number	0001857707
Book / Page	002587 / 000971
Instrument Date	Jun 15, 2017
Instrument	1857707
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CYPRESS ST SEBRING FL 338703111, SEBRING, FL 33870-3111

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,118 Land $29,100 Building $146,018	$175,118 Land $29,100 Building $146,018
2024	$3,102.00 (+8.35%)
2023	$2,863.00 (+13.84%)	$153,540 (+21.3%) Land $21,825 Building $131,715	$153,540 (+21.3%) Land $21,825 Building $131,715
2022	$2,515.00	$126,583 Land $21,825 Building $104,758	$126,583 Land $21,825 Building $104,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Cypress St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Cypress St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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