326 Cumberland Rd, Fairhope, AL 36532 Property Records

Baldwin County property record for 326 Cumberland Rd, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,743 sqft · built 2006
Lot Size	0.368 acres (16,044 sqft)
Owner	2 Company Names on Record
Last Sale	$536,500 (Aug 2023)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`43-08-33-0-000-002.103`

Property Details

APN / Parcel Number

Primary APN	`43-08-33-0-000-002.103`
Alternative APNs	`269203` `313087` `533604`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,743 sqft Heated Area
1st Floor Area	2,743 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,044 sqft (0.368 acres)
Lot Dimensions	152 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	533604
Street Address	326 CUMBERLAND RD
City	FAIRHOPE
State	AL
Zip	36532-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83 SANDY FORD SUBDIVISION PHASE III SLIDE 2195 B-C
Legal Subdivision	SANDY FORD SUB PH III
Legal Phase	3
Legal Block	PH 3
Legal Lot Number	83
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1075
Census Tract	10709

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	326 CUMBERLAND RD, FAIRHOPE, AL 36532-3441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	20232080029
Prior Transfer Date	Jul 27, 2023
Prior Transfer Doc	0002080029
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Aug 11, 2023
Property Address	326 CUMBERLAND RD, FAIRHOPE, AL 36532-3441
Document Number	0002080029
Map Reference	SL 2195C
Instrument Date	Jul 27, 2023
Instrument	2080029
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	326 CUMBERLAND RD, FAIRHOPE, AL 36532-3441

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,904.00 (+1.86%) Homeowner's exemption Senior Citizen's exemption
2025	$2,851.00 (+18.1%)	$72,660 (+17.92%) Land $14,400 Building $58,260	$726,500 (+17.94%) Land $143,900 Building $582,600
2023	$2,414.00 (+15.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$61,620 (+14.88%)	$616,000 (+14.84%) Land $98,700 Building $517,300
2022	$2,099.00 (+8.08%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$53,640	$536,400 Land $109,200 Building $427,200
2021	$1,942.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20