326 Crosswhite Ln, Erwin, TN 37650 Property Records

Unicoi County property record for 326 Crosswhite Ln, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,804 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jan 2022)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031O-C-016.01`

Property Details

APN / Parcel Number

Primary APN	`031O-C-016.01`
Alternative APNs	`086031O C 01601` `000008802`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	126 ft deep x 119 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	352 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	326 CROSSWHITE LN
City	ERWIN
State	TN
Zip	37650-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	119X130X119X122
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2031
Census Tract	80200

Owner

Source: Unicoi County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	326 CROSSWHITE LN, ERWIN, TN 37650-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer
Jan 11, 2022	Warranty Deed, Transfer
Sep 9, 2021	Warranty Deed, Transfer CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202289
Deed Book / Page	455 / 62
Last Transfer Date	Oct 30, 2025
Transfer Doc	0004971013
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Nov 14, 2025
Property Address	326 CROSSWHITE LN, ERWIN, TN 37650-1913
Document Number	0004971013
Book / Page	497 / 1013
Instrument Date	Oct 30, 2025
Instrument	25002522
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CROSSWHITE LN, ERWIN, TN 37650-1913

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 11, 2022
Property Address	326 CROSSWHITE LN, ERWIN, TN 37650-1913
Document Number	0000045562
Book / Page	455 / 62
Instrument Date	Jan 7, 2022
Instrument	22000089
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Amount	Amount Recorded
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	326 CROSSWHITE LN, ERWIN, TN 37650-1913

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 9, 2021
Property Address	326 CROSSWHITE LN, ERWIN, TN 37650-1913
Document Number	450281
Book / Page	450 / 281
Instrument Date	Sep 8, 2021
Instrument	21002004
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3593, JOHNSON CITY, TN 37602-3593

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (+0.27%)	$55,925 (+0.27%) Land $7,000 Building $48,925	$223,700 (-) Land $28,000 Building $195,700
2024	$1,456.00 (+11.06%)	$55,775 (-) Land $7,000 Building $48,775
2023		$55,775 (-) Land $7,000 Building $48,775
2022	$1,311.00	$55,775 Land $7,000 Building $48,775	$223,700 Land $28,000 Building $195,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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