St. Joseph County property record for 326 Congress St, Mendon, MI 49072
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,094 sqft |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Nov 2009) |
| Tax Bill | $1,282 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-888-017-00 |
| Primary APN | 044-888-017-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,094 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 252 sqft |
| Unfinished Basement | 252 sqft |
| Lot Area | 21,780 sqft (0.5 acres) |
|---|---|
| Lot Dimensions | 165 ft deep x 132 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 326 CONGRESS ST |
|---|---|
| City | MENDON |
| State | MI |
| Zip | 49072-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VIL RES |
| Legal Description | COM 12 RDS N OF NE COR JACKSON ST TH E 10 RDS TH N 4 RDS TH W 10 RDS TH S 4 RDS TO POB. ALSO COM 8 RDS S OF NE COR LOT 4 SEC |
| Legal Lot Number | 4 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | MENDON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 41000 |
326 Congress St is owned and occupied by an individual who bought it in November 2009.
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 CONGRESS ST, MENDON, MI 49072-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on File |
| Deed Sale | Nov 20, 2009 · Amount on File |
| Prior Sale | Jul 7, 2008 · Amount on File |
| Deed Book / Page | 1555 / 304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 326 CONGRESS ST, MENDON, MI 49072-9560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 326 CONGRESS ST, MENDON, MI 49072-9560 |
| Document Number | 2022006868 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022006868 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 326 Congress St was $1,282 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Mendon Township |
| Municipality | Mendon Village |
| Unified School District | Mendon Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,400 Land $7,000 Building $57,400 | $128,800 Land $14,000 Building $114,800 | |
| 2025 | $1,282.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Congress St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Congress St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MENDON serves 920 people · EPA ID MI0004240 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Copper | 1.4 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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