326 Clay St, Nevada City, CA 95959 Property Records

Nevada County property record for 326 Clay St, Nevada City, CA 95959

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 863 sqft · built 1880
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Apr 2019)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-450-040-000`

Property Details

APN / Parcel Number

Primary APN	`005-450-040-000`
Alternative APN	`05-450-40-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	863 sqft Living Area
1st Floor Area	863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1950
Architectural Style	Traditional
Lot Area	3,920 sqft (0.09 acres)
Terrain	Below Road/Slope
View / Lot	Average
Garage Type	Detached
Garage Area	192 sqft
Porch	Porch
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	05-450-40-000
Street Address	326 CLAY ST
City	NEVADA CITY
State	CA
Zip	95959-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOTS 3 & 4 BLK 54 NC
Legal Subdivision	NEVADA CITY
Legal Block	54
Legal Lot Number	3,4
Jurisdiction	NEVADA CA
Township / Civil Division	NEVADA CITY
Census Block Group	2
Census Block	2040
Census Tract	802

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1569, NEVADA CITY, CA 95959-1569
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
Apr 30, 2019	Grant Deed, Transfer · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Nov 17, 1998 · Amount on Record
Deed Document Number	20197838
Prior Transfer Date	Jun 2, 1998
Prior Transfer Doc	0000018367
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	326 CLAY ST, NEVADA CITY, CA 95959-2818
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CLAY ST, NEVADA CITY, CA 95959-2818

Mortgage

Document Number	0000007417
Date	Mar 2, 2021
Instrument	20210007417

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 30, 2019
Property Address	326 CLAY ST, NEVADA CITY, CA 95959-2818
Document Number	0000007838
Instrument Date	Apr 23, 2019
Instrument	20190007838
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1569, NEVADA CITY, CA 95959-1569

Mortgage

Document Number	0000007839
Date	Apr 30, 2019
Instrument	20190007839

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY C
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Nevada City
Elementary School District	Nevada City Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,962 (+2%) Land $79,645 Building $283,317
2025	$3,766.00 (+4.09%)	$355,846 (+4.04%) Land $78,084 Building $277,762
2023	$3,618.00 (+2.06%)	$342,029 Land $75,052 Building $266,977	$406,440
2022	$3,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2017)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEVADA CITY serves 3,148 people · EPA ID CA2910002
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: GeoLinks.

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