326 Chestnut Dr, Lusby, MD 20657 Property Records

Calvert County property record for 326 Chestnut Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1975
Lot Size	0.463 acres (20,181 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Jan 2021)
Tax Bill	$2,043 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-065289`

Property Details

APN / Parcel Number

Primary APN	`01-065289`
Alternative APNs	`1065289` `065289`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Total Area
1st Floor Area	1,144 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	20,181 sqft (0.463 acres)
Porch	Enclosed Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	065289
Old Parcel Number	1065289
Street Address	326 CHESTNUT DR
City	LUSBY
State	MD
Zip	20657-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 1R BLK B SEC 6 DRUM POINT
Legal Subdivision	DRUM POINT SEC 06
Legal Block	B
Legal Lot Number	1R
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2034
Census Tract	861003

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	326 CHESTNUT DR, LUSBY, MD 20657-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP
Jan 14, 2021	Deed, Transfer · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	0005826173
Deed Book / Page	5826 / 173
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	326 CHESTNUT DR, LUSBY, MD 20657-3212
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061610102
Date	Dec 3, 2021
Book Page	6161/102

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 14, 2021
Property Address	326 CHESTNUT DR, LUSBY, MD 20657-3212
Document Number	0058260173
Book / Page	5826 / 173
Map Reference	MB KPS1640 PL 448
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,349.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CHESTNUT DR, LUSBY, MD 20657-3212

Mortgage

Document Number	5826179
Date	Jan 14, 2021
Instrument	5826/179

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,043.00	$196,700 Land $67,300 Building $129,400	$196,700 Land $67,300 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Dr

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