326 Cheddington Dr, Katy, TX 77450 Property Records

Harris County property record for 326 Cheddington Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,262 sqft · built 1993
Lot Size	0.206 acres (8,976 sqft)
Owner	2 Individual Names on File
Last Sale	$160,300 (Jul 1996)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-494-003-0021`

Property Details

APN / Parcel Number

Primary APN	`117-494-003-0021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,262 sqft Living Area
1st Floor Area	1,703 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,976 sqft (0.206 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1174940030021
Street Address	326 CHEDDINGTON DR
City	KATY
State	TX
Zip	77450-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 3 GOVERNORS PLACE SEC 4
Legal Subdivision	GOVERNORS PLACE SEC 4
Legal Block	3
Legal Lot Number	21
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3008
Census Tract	455200

Owner

326 Cheddington Dr is owned and occupied by two individuals who bought it in July 1996.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	326 CHEDDINGTON DR, KATY, TX 77450-1463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 1996 · Amount on File
Deed Sale	Jul 22, 1996 · Amount on File
Deed Document Number	199629324
Deed Book / Page	50927 / 3333
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	326 CHEDDINGTON DR, KATY, TX 77450-1463
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596785
Date	Dec 21, 2022
Instrument	2022-596785

Lender

Name	BRAZOS VALLEY SCHOOLS CU
Type	Credit Union
Address	KATY, TX 77494

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	228 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 326 Cheddington Dr was $2,080 with a homeowner's exemption, down 0.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,437 (-2.32%) Land $88,876 Building $329,561	$418,437 (-2.32%) Land $88,876 Building $329,561
2025	$2,080.00 (-0.38%) Homeowner's exemption	$428,392 Land $88,876 Building $339,516	$428,392 Land $88,876 Building $339,516
2024	$2,088.00
2023		$425,081 Land $61,809 Building $363,272	$425,081 Land $61,809 Building $363,272
2022	$2,132.00
2020	$3,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Cheddington Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 326 Cheddington Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIMARRON MUD serves 19,338 people · EPA ID TX1011410
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20