326 Central St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 326 Central St, Hallowell, ME 04347

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1977
Lot Size	4.36 acres (189,922 sqft)
Owner	Individual Name on File
Last Sale	$253,800 (Jan 2012)
Tax Bill	$4,928 (2025)
Deeds & Mortgages	Jul 2011 Mortgage Jan 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:018 L:008=00B`

Property Details

APN / Parcel Number

Primary APN	`M:018 L:008=00B`
Alternative APNs	`HALL M:018 L:008-00B` `865`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	911 sqft
Unfinished Basement	911 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	189,922 sqft (4.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	865
Street Address	326 CENTRAL ST
City	HALLOWELL
State	ME
Zip	04347-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Lot Number	8-B
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	3
Census Block	3004
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

326 Central St is owned and occupied by an individual who bought it in January 2012.

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	326 CENTRAL ST, HALLOWELL, ME 04347-3126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2011	Deed of Trust, Mortgage BANK OF MAINE
Jan 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION
Jun 21, 2005	Deed of Trust, Mortgage GARDINER SB INSTITUT
Jan 6, 2012	Warranty Deed, Transfer
Feb 18, 2005	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2012 · Amount on File
Deed Sale	Jan 6, 2012 · Amount on File
Deed Document Number	2012523
Deed Book / Page	10933 / 333
Record Updated	Oct 29, 2026

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	326 CENTRAL ST, HALLOWELL, ME 04347-3126
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016257
Date	Jul 22, 2011
Book Page	10785/0239
Instrument	000000016257

Lender

Name	BANK OF MAINE

Agreement

Amount	Amount on Record

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	326 CENTRAL ST, HALLOWELL, ME 04347-3126
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025000064
Date	Jan 2, 2025
Book Page	15265/57
Instrument	2025000064

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2039

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	326 CENTRAL ST, HALLOWELL, ME 04347-3126
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017225
Date	Jun 21, 2005
Book Page	08461/0158
Instrument	000000017225

Lender

Name	GARDINER SB INSTITUT

Agreement

Amount	Amount on Record

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Jan 6, 2012
Property Address	326 CENTRAL ST, HALLOWELL, ME 04347-3126
Document Number	0000000523
Book / Page	10933 / 0333
Instrument	000000000523
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2005: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	HALLOWELL ME
Recording Date	Feb 18, 2005
Property Address	326 CENTRAL ST, HALLOWELL, ME 04347-3126
Document Number	0000004268
Book / Page	08308 / 0068
Instrument	000000004268
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 326 Central St was $4,928, down 4% from the year before.

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,928.00 (-4.01%)	$258,000 (-) Land $60,500 Building $197,500
2024	$5,134.00 (+18.68%)	$258,000 (+37.45%) Land $60,500 Building $197,500
2023	$4,326.00 (+3.82%)	$187,700 (-) Land $44,000 Building $143,700	$450,015
2022	$4,167.00	$187,700 Land $44,000 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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