326 Cavanaughtown Rd, Richlands, NC 28574 Property Records

Onslow County property record for 326 Cavanaughtown Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 1982
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Tax Bill	$657 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-37.1`

Property Details

APN / Parcel Number

Primary APN	`41-37.1`
Alternative APNs	`482101000` `034593`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	482101000
Street Address	326 CAVANAUGHTOWN RD
City	RICHLANDS
State	NC
Zip	28574-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1303
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2001
Census Tract	203

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 PEMBURY WAY, RICHLANDS, NC 28574-8464
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 15, 2017	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Jul 12, 2017	Warranty Deed, Transfer TYLER SUGDEN
Feb 14, 2017	Grant Deed, Foreclosure ATTORNEY ONLY
Feb 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022
Deed Sale	Jan 25, 2022
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Book / Page	5671 / 461
Prior Transfer Date	Jan 20, 2022
Prior Transfer Doc	0056710461
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jan 25, 2022
Property Address	326 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6137
Document Number	0056710461
Book / Page	5671 / 461
Instrument Date	Jan 20, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 CAVANAUGHTOWN RD # 326, 429, RICHLANDS, NC 28574-6140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6137

Mortgage

Document Number	0005671466
Date	Jan 25, 2022
Instrument	5671/466

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 15, 2017
Property Address	326 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6137
Document Number	0047010266
Book / Page	4701 / 266
Instrument Date	Nov 1, 2017
Instrument	4701-266
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6137

Mortgage

Document Number	0004701271
Date	Nov 15, 2017
Instrument	4701-271

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 12, 2017
Property Address	326 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6137
Document Number	0046430589
Book / Page	004643 / 000589
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	106 RAVENSWOOD RD HAMPSTEAD NC 284432339, HAMPSTEAD, NC 28443-2339

Mortgage

Document Number	46430891
Date	Jul 12, 2017
Book Page	004643/000891

Lender

Name	TYLER SUGDEN
Address	116 SOUNDVIEW DR, HAMPSTEAD, NC 28443-2510

Agreement

Amount	Amount Recorded

February 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 14, 2017
Property Address	326 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6137
Document Number	0045760937
Book / Page	004576 / 000937
Instrument Date	Feb 1, 2017
Transaction Type	Foreclosure
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 3, 2017
Property Address	326 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6137
Document Number	0045730347
Book / Page	004573 / 000347
Instrument Date	Jan 10, 2017
Transaction Type	Foreclosure
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$147.09
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$657.00	$142,397 (+41.8%) Land $50,870 Building $91,527	$142,397 (+41.8%) Land $50,870 Building $91,527
2025	$657.00	$100,423 (-) Land $22,780 Building $77,643	$100,423 (-) Land $22,780 Building $77,643
2023	$657.00	$100,423 Land $22,780 Building $77,643	$100,423 Land $22,780 Building $77,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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