326 Cathey St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 326 Cathey St, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,844 sqft · built 1986
Lot Size0.258 acres (11,252 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jul 2009)
Tax Bill$7,138 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN007-014-27

Property Details

APN / Parcel Number

Primary APN007-014-27

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,844 sqft Heated Area
Gross Area3,788 sqft
1st Floor Area1,252 sqft
Upper Floors Area972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,252 sqft (0.258 acres)
Garage Area632 sqft

Exterior Amenities

PorchPorch
Porch Area312 sqft
Deck Area500 sqft
Patio Area518 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number007-014-27
Street Address326 CATHEY ST
CityDAVIDSON
StateNC
Zip28036-8126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 M20-909
Legal SubdivisionWOODS
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3008
Census Tract6403

Owner

Source: Mecklenburg County records · APN 007-014-27

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 CATHEY ST, DAVIDSON, NC 28036-8126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2009 · Amount on Record
Deed SaleJul 21, 2009 · Amount on Record
Prior SaleOct 01, 1997 · Amount on Record
Deed Document Number0024944966
Deed Book / Page24944 / 966
Record UpdatedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address326 CATHEY ST, DAVIDSON, NC 28036-8126
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037929
DateFeb 26, 2021
Book Page35727/719
Instrument2021037929
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 212 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Google Fiber.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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