San Diego County property record for 326 Capricho Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,204 sqft · built 2004 |
| Lot Size | 0.77 acres (3,358 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Feb 2025) |
| Tax Bill | $7,317 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-791-24-00 |
| Primary APN | 158-791-24-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,204 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 3,358 sqft (0.77 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 326 CAPRICHO WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-18-H |
| Legal Description | LOT 83 TR 014731 |
| Legal Subdivision | MISSION WELLS |
| Legal Tract | 014731 |
| Legal Block | 1 |
| Legal Lot Number | 83 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 18521 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 CAPRICHO WAY, OCEANSIDE, CA 92057-6465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2004 · Amount on Record |
| Deed Document Number | 202546794 |
| Prior Transfer Date | Oct 12, 2004 |
| Prior Transfer Doc | 0000994242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 326 CAPRICHO WAY, OCEANSIDE, CA 92057-6465 |
| Document Number | 0000220632 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026220632 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 326 CAPRICHO WAY, OCEANSIDE, CA 92057-6465 |
| Document Number | 0000220632, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026220632 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $902,700 (+37.36%) Land $673,200 Building $229,500 | |
| 2025 | $7,317.00 (+5.22%) Homeowner's exemption | $657,161 (+4.04%) Land $355,419 Building $301,742 |
| 2023 | $6,954.00 (+1.56%) Homeowner's exemption | $631,644 Land $341,618 Building $290,026 |
| 2022 | $6,847.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, California Internet, Frontier, Generate-Ubiquity Holdings, T-Mobile USA, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures