326 Cactus Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 326 Cactus Rd, Gilbert, SC 29054 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,435 sqft · built 1970
Lot Size	25.7 acres (1,121,670 sqft)
Owner	Individual Name on File
Tax Bill	$889 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004000-05-017`

Property Details

APN / Parcel Number

Primary APN	`004000-05-017`
Alternative APN	`0400005017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,435 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	1,121,670 sqft (25.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	326 CACTUS RD
City	GILBERT
State	SC
Zip	29054-9773
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WS CACTUS RD
Legal Lot Number	A
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1051
Census Tract	21309

Owner

Source: Lexington County records · APN 004000-05-017

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	326 CACTUS RD, GILBERT, SC 29054-9773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Mar 01, 2019	Quit Claim Deed, Transfer · Conventional Mortgage STATE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 25, 2019
Transfer Doc	2062600208
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	326 CACTUS RD, GILBERT, SC 29054-9773
Transaction Type	Mortgage
Record Updated	Nov 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2108001582
Date	Oct 30, 2023
Book Page	21080/1582
Instrument	2023038550

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	326 CACTUS RD, GILBERT, SC 29054-9773
Transaction Type	Mortgage
Record Updated	Jul 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2094600754
Date	Jun 10, 2021
Book Page	20946/754
Instrument	2021031351

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	326 CACTUS RD, GILBERT, SC 29054-9773
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2091202871
Date	Dec 22, 2020
Book Page	20912/2871
Instrument	2020060071

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 01, 2019
Property Address	326 CACTUS RD, GILBERT, SC 29054-9773
Document Number	2062600208
Book / Page	020626 / 000208
Instrument Date	Feb 25, 2019
Instrument	8687
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 CACTUS RD GILBERT SC 290549773, GILBERT, SC 29054-9773

Mortgage

Document Number	2062600213
Date	Mar 01, 2019
Book Page	020626/000213
Instrument	8688

Lender

Name	STATE CU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2034

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$889.00 (+15.45%)	$4,415 (-) Land $775 Building $3,640
2024	$770.00	$4,415 (-) Land $775 Building $3,640	$292,723 (-) Land $203,088 Building $89,635
2023		$4,415 Land $775 Building $3,640	$292,723 Land $203,088 Building $89,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lexington County (45063C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450630213091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 59% of South Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CarolinaConnect Cooperative	Fiber	8,000 / 8,000
Comporium	Fiber	5,000 / 5,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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