Monongalia County property record for 326 Bay St, Morgantown, WV 26508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,870 sqft · built 2022 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $519,580 (Aug 2022) |
| Tax Bill | $2,587 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-20P-0153.0000 |
| Primary APN | 18-20P-0153.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Basement Area | 120 sqft |
| Finished Basement | 120 sqft |
| Family Room | Family Room |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 326 BAY ST |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26508-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 102 OR 0.06 AC CHEAT COVE PH XVI 2,492 SQ FT |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | EASTERN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10800 |
326 Bay St is owned by a company that bought it in August 2022.
Source: Monongalia County records, as of November 3, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 364 PATTESON DR, MORGANTOWN, WV 26505-3202 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 0001782212 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 326 BAY ST, MORGANTOWN, WV 26508-1812 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000878342 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 2537/683 |
| Instrument | 878342 |
| Name | BCBANK INC |
|---|---|
| Type | Bank |
| Address | FAIRMONT, WV 26554 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Mar 30, 2048 |
The 2025 property tax bill for 326 Bay St was $2,587.
Source: Monongalia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,587.00 | $121,080 Land $23,040 Building $98,040 | $201,800 Land $38,400 Building $163,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 326 Bay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 326 Bay St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline, Frontier.
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