326 Aladar Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 326 Aladar Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,966 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (May 2026)
Tax Bill	$5,445 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2026 Sale & Mortgage + 3 more
APN	`04-31-0-224-003`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-224-003`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,966 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	326 ALADAR DR
City	O FALLON
State	IL
Zip	62269-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON MEADOWS LOT/SEC-44 DOC A02582666
Legal Subdivision	OFALLON MEADOWS
Legal Block	224
Legal Lot Number	44
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2008
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 ALADAR DR, O FALLON, IL 62269-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF OFALLON
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FIN'L
Sep 23, 2019	Deed of Trust, Mortgage · Conventional with PMI DELMAR FIN'L
Jul 16, 2018	Warranty Deed, Transfer · Conventional with PMI DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	20262884760
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	326 ALADAR DR, O FALLON, IL 62269-3438
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ALADAR DR, O FALLON, IL 62269-3438

Mortgage

Document Number	0A02779248
Date	Apr 21, 2023
Instrument	A02779248

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	6%
Margin	8
Max Rate	25%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 28, 2026
Property Address	326 ALADAR DR, O FALLON, IL 62269-3438
Document Number	0A02884760
Instrument Date	May 18, 2026
Instrument	20262884760
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,298.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ALADAR DR, O FALLON, IL 62269-3438

Mortgage

Date	May 28, 2026

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	326 ALADAR DR, O FALLON, IL 62269-3438
Document Number	00A2674079
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ALADAR DR O FALLON IL 622693438, O FALLON, IL 62269-3438

Mortgage

Document Number	00A2674079
Date	Nov 4, 2020
Instrument	2674079

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	326 ALADAR DR, O FALLON, IL 62269-3438
Document Number	00A2628453
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 ALADAR DR O FALLON IL 622693438, O FALLON, IL 62269-3438

Mortgage

Document Number	00A2628453
Date	Oct 1, 2019
Instrument	2628453

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 16, 2018
Property Address	326 ALADAR DR, O FALLON, IL 62269-3438
Document Number	00A2582666
Instrument Date	Jul 10, 2018
Instrument	2582666
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	SOUTHERN IL R/E TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 ALADAR DR O FALLON IL 622693438, O FALLON, IL 62269-3438

Mortgage

Document Number	A2582667
Date	Jul 16, 2018
Instrument	2582667

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,445.00 (+9.18%) Homeowner's exemption	$81,199 (+9.62%) Land $12,751 Building $68,448	$243,597 (+9.62%) Land $38,253 Building $205,344
2024	$4,987.00	$74,073 (+22.55%) Land $11,632 Building $62,441	$222,219 (+22.55%) Land $34,896 Building $187,323
2022		$60,443 Land $9,492 Building $50,951	$181,329 Land $28,476 Building $152,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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