326 4th St, Buffalo, IA 52728 Property Records

Scott County property record for 326 4th St, Buffalo, IA 52728

Property Summary

Property TypeOffice Building
Details4 bd · 2 ba · 6,720 sqft · built 1900
Lot Size0.386 acres (16,814 sqft)
OwnerCompany Name on File
Last Sale$50,000 (Mar 2012)
Tax Bill$5,718 (2026)
Deeds & MortgagesMay 2020 Construction Loan
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN72223010108

Property Details

APN / Parcel Number

Primary APN72223010108

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area6,720 sqft Gross Area
1st Floor Area3,360 sqft
Basement Area3,360 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeStone
Roof TypeFlat
Roof MaterialAsphalt
Lot Area16,814 sqft (0.386 acres)
Lot Dimensions140 ft deep x 120 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Water SourceCommercial

Location & Zoning

Street Address326 4TH ST
CityBUFFALO
StateIA
Zip52728-7721
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionDODGE & CLARK'S ADD LOT: 001 BLOCK: 008 DODGE & CLARK'S ADDLOTS 1 & 2 BLK 8
Legal SubdivisionDODGE & CLARK'S ADD
Legal Block8
Legal Lot Number1&2
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group1
Census Block1013
Census Tract10402

Owner

326 4th St, a commercial property, is owned by a company that bought it in March 2012.

Source: Scott County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address326 4TH ST, BUFFALO, IA 52728-7721
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · Construction Mortgage
FORTRESS BANK
Oct 4, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2012 · Amount on File
Deed SaleMar 29, 2012 · Amount on File
Prior SaleApr 18, 2008 · Amount on File
Deed Document Number20128748
Prior Transfer DateJul 6, 2011
Prior Transfer Doc0000018550
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address326 4TH ST, BUFFALO, IA 52728-7721
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000014498
DateMay 26, 2020
Instrument202000014498
Lender
NameFORTRESS BANK
TypeBank
AddressPEORIA, IL 61615
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term87 Months
DueJul 31, 2027
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateOct 4, 2019
Property Address326 4TH ST, BUFFALO, IA 52728-7721
Document Number201900026484
Instrument DateOct 3, 2019
Instrument201900026484
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 4TH ST, BUFFALO, IA 52728-7721

Tax Assessment & Valuation

The 2026 property tax bill for 326 4th St was $5,718.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,718.00$268,800 (-) Land $33,600 Building $235,200$268,800 (-) Land $33,600 Building $235,200
2025$5,718.00 (+0.85%)$268,800 Land $33,600 Building $235,200$268,800 Land $33,600 Building $235,200
2024$5,670.00
2023$261,700 Land $33,600 Building $228,100$261,700 Land $33,600 Building $228,100
2022$5,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 4th St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims30 (1990–2019)
Claims Outside the SFHA7 of 30
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims
  • Severe Storms & Flooding, Jul 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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