326 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 326 2nd Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.34 acres (14,812 sqft)
Owner	Company Name on Record
Last Sale	$169,900 (Mar 2022)
Tax Bill	$2,364 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.00761.00`

Property Details

APN / Parcel Number

Primary APN	`17.00761.00`

Exterior

Architectural Style	Multi-Family
Lot Area	14,812 sqft (0.34 acres)

Location & Zoning

Street Address	326 2ND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0300
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-001 BLOCK-007 & LOT 2
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4032
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2221 CHELMSFORD LN, SAINT CLOUD, MN 56301-9012
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Mar 2, 2022	Warranty Deed, Transfer · Commercial Mortgage FALCON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	2022459122
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	326 2ND AVE NE, SAINT CLOUD, MN 56304-0300
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	ALL AMERICAN COMMERCIAL TITLE, ALL AMERICAN COMMERCIAL TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449677
Date	Feb 9, 2021
Instrument	449677

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2031

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 2, 2022
Property Address	326 2ND AVE NE, SAINT CLOUD, MN 56304-0300
Document Number	0000459122
Instrument Date	Feb 25, 2022
Instrument	459122
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 2ND AVE NE, SAINT CLOUD, MN 56304-0300

Mortgage

Document Number	0000459123
Date	Mar 2, 2022
Instrument	459123

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 10, 2032

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,364.00 (+27.78%)	$123,000 (+10.91%) Land $30,000 Building $93,000	$123,000 (+10.91%) Land $30,000 Building $93,000
2023	$1,850.00	$110,900 Land $30,000 Building $80,900	$110,900 Land $30,000 Building $80,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

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