Polk County property record for 326 238th St, Osceola, WI 54020
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,900 (Nov 2022) |
| Tax Bill | $5,527 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2022 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-01212-2200 |
| Primary APN | 022-01212-2200 |
|---|
| Lot Area | 106,286 sqft (2.44 acres) |
|---|
| Street Address | 326 238TH ST |
|---|---|
| City | OSCEOLA |
| State | WI |
| Zip | 54020-5947 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 22 PLAT OF KARIS COUNTRY CORNER (A COUNTY PLAT) LOC SE SW |
| Legal Lot Number | 22 |
| Jurisdiction | POLK WI |
| Township / Civil Division | FARMINGTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960800 |
326 238th St, residential vacant land, is owned and occupied by an individual who bought it in November 2022.
Source: Polk County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HIAWATHA NATIONAL BANK |
| Nov 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Nov 18, 2022 | Warranty Deed, Transfer LAND TITLE |
| Nov 4, 2022 | Warranty Deed, Construction Loan LAND TITLE |
| Jul 7, 2022 | Warranty Deed, Construction Loan · Construction Mortgage RIVERLAND BANK |
| Jun 17, 2021 | Deed, Transfer · Conventional Mortgage HIAWATHA NATIONAL BANK |
| Jun 17, 2021 | Intrafamily Transfer, Transfer |
| Jun 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on File |
| Deed Sale | Nov 18, 2022 · Amount on File |
| Prior Sale | Nov 18, 2022 · Amount on File |
| Deed Document Number | 913915 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000901884 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 901884 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Nov 18, 2022 |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Document Number | 0000913915 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 913915 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,424.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000913916 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 913916 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Nov 18, 2022 |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Document Number | 0000913914 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 913914 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Nov 4, 2022 |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Document Number | 0000913592 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 913592 |
| Transaction Type | Construction Loan |
| Record Updated | May 16, 2024 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $64.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jul 7, 2022 |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Document Number | 0000910291 |
| Instrument Date | May 12, 2022 |
| Instrument | 910291 |
| Transaction Type | Construction Loan |
| Record Updated | May 16, 2024 |
| Title Company | ST CROIX COUNTY ABSTRACT & T |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000910292 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 910292 |
| Name | RIVERLAND BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 12, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jun 17, 2021 |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Document Number | 0000897556 |
| Instrument Date | May 24, 2021 |
| Instrument | 897556 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000897557 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 897557 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jun 17, 2021 |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Document Number | 0000897555 |
| Instrument Date | May 24, 2021 |
| Instrument | 897555 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jun 17, 2021 |
| Property Address | 326 238TH ST, OSCEOLA, WI 54020-5947 |
| Document Number | 0000897554 |
| Instrument Date | May 24, 2021 |
| Instrument | 897554 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 326 238th St was $5,527 with an additional exemption.
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| County Subdivision | Farmington Town |
| Unified School District | Osceola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,527.00 Additional exemption filed | $463,900 Land $41,500 Building $422,400 | $569,700 Land $50,965 Building $518,735 |
| 2023 | $5,386.00 (+1,243.14%) | $463,900 (+2,057.67%) Land $41,500 Building $422,400 | $493,700 (+1,405.18%) |
| 2022 | $401.00 | $21,500 Land $21,500 | $32,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 326 238th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 326 238th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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