San Diego County property record for 326 12th St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,485 sqft · built 1952 |
| Lot Size | 0.8 acres (3,475 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Dec 2024) |
| Tax Bill | $7,595 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-232-10-00 |
| Primary APN | 281-232-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,485 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 3,475 sqft (0.8 acres) |
| Street Address | 326 12TH ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 55 LOT 12 NWLY 50 FT LOT 11 & NWLY 50 FT OF SWLY 1/2 TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 55 |
| Legal Lot Number | 12,11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20806 |
Source: San Diego County records · APN 281-232-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16769 BERNARDO CENTER DR, SAN DIEGO, CA 92128-2546 |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on Record |
| Deed Sale | Dec 23, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 2024353188 |
| Prior Transfer Date | May 08, 2007 |
| Prior Transfer Doc | 0000325010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 20, 2021 |
| Property Address | 326 12TH ST, RAMONA, CA 92065-2722 |
| Document Number | 0000662488 |
| Map Reference | MAP 643 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-0662488 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 326 12TH ST, RAMONA, CA 92065-2722 |
| Document Number | 0000662489 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0662489 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $637,500 (+2%) Land $306,000 Building $331,500 | |
| 2025 | $7,595.00 (+17.95%) Homeowner's exemption | $625,000 (+16.71%) Land $300,000 Building $325,000 |
| 2023 | $6,439.00 (-1.56%) Homeowner's exemption | $535,500 Land $229,500 Building $306,000 |
| 2022 | $6,541.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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