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32599 Turtle Grace Loop, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 32599 Turtle Grace Loop, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,673 sqft · built 2025
Lot Size0.047 acres (2,040 sqft)
Owner2 Individual Names on File
Last Sale$299,990 (Aug 2025)
Tax Bill$1,959 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Nov 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-25-20-0020-00100-0060

Property Details

APN / Parcel Number

Primary APN26-25-20-0020-00100-0060
Alternative APN
  • 2025260020001000060

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
FlooringTile

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,040 sqft (0.047 acres)
DrivewayDriveway
Driveway Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address32599 TURTLE GRACE LOOP
CityWESLEY CHAPEL
StateFL
Zip33545-2339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMEADOW RIDGE PHASE A-1 PB 85 PG 093 BLOCK 1 LOT 6
Legal SubdivisionMEADOW RIDGE
Legal Tract20
Legal Block1
Legal Lot Number6
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3000
Census Tract32103

Owner

32599 Turtle Grace Loop is owned and occupied by two individuals who bought it in August 2025.

Source: Pasco County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address32599 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2339
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HELM BANK USA
Nov 12, 2024Special Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Feb 15, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2025 · Amount on File
Deed SaleAug 1, 2025 · Amount on File
Prior SaleNov 12, 2024 · Amount on File
Deed Document Number2025148111
Deed Book / Page11257 / 1825
Record UpdatedSep 20, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateAug 1, 2025
Property Address32599 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2339
Document Number0112571825
Book / Page11257 / 1825
Map ReferenceMB 85 PG 93
Instrument DateJul 30, 2025
Instrument2025148111
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1458

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32599 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2339

Mortgage

Document Number0112571826
DateAug 1, 2025
Instrument11257/1826
Lender
NameHELM BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateAug 1, 2030
Change FrequencyAnnually
Min Rate At Change6.25%
Max Rate At Change8.25%
Max Rate12.2%

November 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateNov 12, 2024
Property Address32599 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2339
Document Number0111082498
Book / Page11108 / 2498
Map ReferenceMB 85 PG 93-99
Instrument DateNov 7, 2024
Instrument2024194605
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$3,434.90
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1458

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateFeb 15, 2022
Property Address32599 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2339
Document Number0105521047
Book / Page10552 / 1047
Map ReferenceMB 85 PG 93-99
Instrument DateFeb 11, 2022
Instrument2022039073
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,964.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 100, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address32590 TURTLEY GRACE LOOP, WESLEY CHAPEL, FL 33545-2339

Mortgage

Document Number0105521048
DateFeb 15, 2022
Instrument10552/1048
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 32599 Turtle Grace Loop was $1,959.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,691 (+662.64%) Land $33,527 Building $222,164$255,691 (+662.64%) Land $33,527 Building $222,164
2025$1,959.00$33,527 Land $33,527$33,527 Land $33,527
2023$1,875.00 (-15.35%)$33,527 (-) Land $33,527$33,527 (-) Land $33,527
2022$2,215.00$33,527$33,527 Land $33,527

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32599 Turtle Grace Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32599 Turtle Grace Loop is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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