Baldwin County property record for 32591 River Rd, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,204 sqft · built 1993 |
| Lot Size | 0.563 acres (24,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Jul 2019) |
| Tax Bill | $3,306 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-08-33-0-000-001.057 |
| Primary APN | 63-08-33-0-000-001.057 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Heated Area |
| 1st Floor Area | 1,553 sqft |
| Upper Floors Area | 651 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,530 sqft (0.563 acres) |
| Lot Dimensions | 305 ft deep x 80.2 ft wide |
| Pool Area | 336 sqft |
|---|---|
| Deck Area | 228 sqft |
| Boat Access | Boat Access |
| Boat House | 258 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 353848 |
|---|---|
| Street Address | 32591 RIVER RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80.25' X 305.67' IRR LOT 27 ONO ISLAND UNIT 11 MPBK12 PG51 SEC 33-T8S-R6E (WD) |
| Legal Subdivision | ONO ISLAND |
| Legal Block | U-11 |
| Legal Lot Number | 27 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11415 |
32591 River Rd is owned and occupied by an individual who bought it in July 2019.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32591 RIVER RD, ORANGE BEACH, AL 36561-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PHILIP KENNON |
| Jul 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on File |
| Deed Sale | Jul 1, 2019 · Amount on File |
| Prior Sale | May 14, 2015 · Amount on File |
| Deed Document Number | 20191769166 |
| Prior Transfer Date | Aug 3, 2012 |
| Prior Transfer Doc | 0001353610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 32591 RIVER RD, ORANGE BEACH, AL 36561-5713 |
| Document Number | 0001780368 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 32591 RIVER RD ORANGE BEACH AL 365615713, ORANGE BEACH, AL 36561-5713 |
| Document Number | 0001780368 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 1780368 |
| Name | PHILIP KENNON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 25, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 1, 2019 |
| Property Address | 32591 RIVER RD, ORANGE BEACH, AL 36561-5713 |
| Document Number | 0001769166 |
| Map Reference | MB 12 PG 51 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 1769166 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12532 DARVISH LN, 12532, ALPHARETTA, GA 30005-7828 |
| Name | Verified Name |
|---|
| Document Number | 0001769167 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 1769167 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 32591 River Rd was $3,306 with a homeowner's exemption, up 2.9% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,306.00 (+2.89%) Homeowner's exemption | ||
| 2025 | $3,213.00 | $116,360 Land $39,900 Building $76,460 | $1,163,600 Land $399,000 Building $764,600 |
| 2023 | $2,298.00 (+72.78%) Homeowner's exemption | $83,700 (+70.33%) | $836,800 (+70.36%) Land $346,000 Building $490,800 |
| 2022 | $1,330.00 (-9.71%) Homeowner's exemption | $49,140 | $491,200 Land $223,300 Building $267,900 |
| 2021 | $1,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32591 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 840 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5,049 units insured incl. 4,209 condo units |
| Nearby Flood Claims | 529 (1995–2020) |
| Claims Outside the SFHA | 30 of 529 |
| Most Recent Claim | Nov 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32591 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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