3259 Summit Ridge Ter, Chico, CA 95928 Property Records

Butte County property record for 3259 Summit Ridge Ter, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,796 sqft · built 2011
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,000 (Jul 2018)
Tax Bill	$12,151 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-120-076-000`

Property Details

APN / Parcel Number

Primary APN	`018-120-076-000`
Alternative APN	`018-120-076`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,796 sqft Living Area
1st Floor Area	2,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	903 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	018-120-076
Street Address	3259 SUMMIT RIDGE TER, TE
City	CHICO
State	CA
Zip	95928-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 SIENA AT CANYON OAKS PH 1
Legal Subdivision	CANYON OAKS PH 1
Legal Lot Number	23
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	3
Census Block	3001
Census Tract	1602

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2020	Intrafamily Transfer, Transfer MID VALLEY TITLE & ESCROW CO
Sep 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Oct 18, 2011 · Amount on Record
Deed Document Number	201823005
Last Transfer Date	Sep 22, 2020
Transfer Doc	0000040088
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384

Mortgage

Document Number	0000031984
Date	Sep 26, 2022
Instrument	2022-0031984

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Sep 28, 2020
Property Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Document Number	0000040088
Map Reference	MB 165 PG 98-101
Instrument Date	Sep 22, 2020
Instrument	2020-0040088
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 3, 2019
Property Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Document Number	0000039150
Instrument Date	Aug 26, 2019
Instrument	39150
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3259 SUMMIT RIDGE TER CHICO CA 959287384, CHICO, CA 95928-7384

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 6, 2018
Property Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Document Number	0000023005
Map Reference	MB165 PG98-101
Instrument Date	Jul 3, 2018
Instrument	2018-0023005
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3259 SUMMIT RIDGE TER, CHICO, CA 95928-7384

Mortgage

Document Number	0000023006
Date	Jul 6, 2018
Instrument	2018-0023006

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,075,243 (+2%) Land $324,278 Building $750,965
2025	$12,151.00 (+7.74%)	$1,054,161 (+4.04%) Land $317,920 Building $736,241
2024			$938,520
2023	$11,278.00 (+1.6%)	$1,013,228 Land $305,576 Building $707,652
2022	$11,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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