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3259 Split Rail Ln, Lancaster, SC 29720 Property Records

Lancaster County property record for 3259 Split Rail Ln, Lancaster, SC 29720 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2022
Square Footage3,283 sqft Living Area
Lot Size10,102 sqft (0.231 acres)
Garage462 sqft
OccupancyOwner Occupied
Last Sale$699,500 (2022)
Tax Bill$4,198.00 (2025)

Property Details

APN / Parcel Number

Primary APN0014O-0A-224.00
Alternative APN
  • 97235

Interior

Full Baths4 Baths
Building Area3,283 sqft Living Area
Gross Area3,566 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,102 sqft (0.231 acres)
Garage Area462 sqft Garage

Location & Zoning

Account Number97235
Street Address3259 SPLIT RAIL LN
CityLANCASTER
StateSC
Zip29720-0278
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBENT CREEK PHASE 2
Legal SubdivisionFINAL PLAT BENT CREEK PHASE 3
Legal Phase2
Legal Block224
Legal Lot Number224
JurisdictionLANCASTER SC
Minor Civil DivisionVAN WYCK
Census Blockgroup1
Census Block1012
Census Tract11210

Owner

Source: Lancaster County records · APN 0014O-0A-224.00

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3259 SPLIT RAIL LN, LANCASTER, SC 29720-0278
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC
May 24, 2022Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 15, 2022Special Warranty Deed, Transfer
Apr 19, 2022Re-recorded Document
Mar 19, 2021Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Prior SaleApr 19, 2022 · Amount on Record
Deed Doc Number20228764
Deed Book / Page1553 / 225
Prior Transfer DateMar 14, 2022
Prior Transfer Doc0000006642
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Property Address3259 SPLIT RAIL LN, LANCASTER, SC 29720-0278
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3259 SPLIT RAIL LN, LANCASTER, SC 29720-0278

Mortgage

Document Number0000012257
DateSep 15, 2025
Book Page5421/75
Instrument2025012257
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
Address2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 05, 2040
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateMay 24, 2022
Property Address3259 SPLIT RAIL LN, LANCASTER, SC 29720-0278
Document Number0000008764
Book / Page1553 / 225
Map ReferenceMB 2018 PG 455
Instrument DateMay 24, 2022
Instrument2022008764
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,818.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number0000008765
DateMay 24, 2022
Book Page4750/238
Instrument2022008765
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLANCASTER SC
Recording DateMar 15, 2022
Property Address3259 SPLIT RAIL LN, LANCASTER, SC 29720-0278
Document Number0000004351
Book / Page1528 / 332
Map ReferenceMB 2018 PG 455
Instrument DateMar 14, 2022
Instrument2022004351
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

AmountAmount Recorded
Tax$1,456.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5639 AGORA CT, LANCASTER, SC 29720-0188
InvestorPossibly a Property Investor

April 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLANCASTER SC
Recording DateApr 19, 2022
Property Address3259 SPLIT RAIL LN, LANCASTER, SC 29720-0278
Document Number0000006642
Book / Page1541 / 128
Map ReferenceMB 2018 PG 455
Instrument DateMar 14, 2022
Instrument2022006642
Record UpdatedApr 30, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

NameVerified Name
Address5639 AGORA CT, LANCASTER, SC 29720-0188
InvestorPossibly a Property Investor

March 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLANCASTER SC
Recording DateMar 19, 2021
Property Address3259 SPLIT RAIL LN, LANCASTER, SC 29720-0278
Document Number0000005653
Book / Page1418 / 90
Instrument DateMar 19, 2021
Instrument2021005653
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

AmountAmount Recorded
Tax$3,318.90
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,198.00 (-7.55%)$26,704 (-3.39%) Land $5,000 Building $21,704$667,600 (-3.39%) Land $125,000 Building $542,600
2024$4,541.00 (+2.41%)
2023$4,434.00 (+198.79%)$27,640 (+514.22%) Land $4,000 Building $23,640$691,000 (+821.33%) Land $100,000 Building $591,000
2022$1,484.00$4,500 Land $4,500$75,000 Land $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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