3259 Lakeshore Dr, Chipley, FL 32428 Property Records

Washington County property record for 3259 Lakeshore Dr, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,910 sqft · built 2019
Lot Size	0.53 acres (23,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,800 (Dec 2018)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`000044140110`

Property Details

APN / Parcel Number

Primary APN	`000044140110`
Alternative APN	`44140110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,910 sqft Heated Area
Gross Area	2,040 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,130 sqft (0.53 acres)
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000044140110
Street Address	3259 LAKESHORE DR
City	CHIPLEY
State	FL
Zip	32428-3531
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT B-20 UNREC SUBDV AS DESC IN ORB 1132 P 495
Legal Range	15W
Legal Township	02N
Legal Section	26
Legal Subdivision	UNREC SUBDV
Legal Block	20
Legal Lot Number	B-20
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	4
Census Block	4050
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3259 LAKESHORE DR, CHIPLEY, FL 32428-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Dec 5, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	201867008128
Deed Book / Page	1132 / 495
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3259 LAKESHORE DR, CHIPLEY, FL 32428-3531
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 LAKESHORE DR, CHIPLEY, FL 32428-3531

Mortgage

Document Number	0067007999
Date	Sep 23, 2022
Book Page	1254/127
Instrument	202267007999

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 5, 2018
Property Address	3259 LAKESHORE DR, CHIPLEY, FL 32428-3531
Document Number	0067008128
Book / Page	001132 / 000495
Instrument Date	Dec 4, 2018
Instrument	67008128
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$40.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13123 E EMERALD COAST PKWY #B INLET BEACH FL 324619635, B, INLET BEACH, FL 32461-9635

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 (+6.95%) Homeowner's exemption	$154,132 (+2.9%)	$188,452 (+25.81%) Land $7,000 Building $181,452
2024	$1,467.00 (-7.09%) Homeowner's exemption	$149,788 (+21.16%) Land $7,000 Building $142,788	$149,788 (+21.16%) Land $7,000 Building $142,788
2023	$1,579.00 (+9.58%)	$123,633 (+11.15%) Land $7,000 Building $116,633	$123,633 (+11.15%) Land $7,000 Building $116,633
2022	$1,441.00	$111,231 Land $5,500 Building $105,731	$111,231 Land $5,500 Building $105,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeshore Dr

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