3259 Glencoe Cir, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3259 Glencoe Cir, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,047 sqft · built 2005
Lot Size	0.168 acres (7,318 sqft)
Owner	2 Individual Names on File
Last Sale	$1,340,000 (Jan 2019)
Tax Bill	$22,091 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-460-021-7`

Property Details

APN / Parcel Number

Primary APN	`223-460-021-7`
Alternative APN	`223-460-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,047 sqft Living Area
1st Floor Area	1,591 sqft
2nd Floor Area	1,456 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,318 sqft (0.168 acres)
Garage Type	Attached
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3259 GLENCOE CIR
City	SAN RAMON
State	CA
Zip	94582-5688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8777 L393
Legal Subdivision	WINDEMERE SUB 8777
Legal Tract	8777
Legal Lot Number	393
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1012
Census Tract	355123

Owner

3259 Glencoe Cir is owned and occupied by two individuals who bought it in January 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3259 GLENCOE CIR, SAN RAMON, CA 94582-5688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2019	Grant Deed, Transfer · ARM SUMMIT MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	Apr 30, 2008 · Amount on File
Deed Document Number	20194605
Prior Transfer Date	Mar 5, 2010
Prior Transfer Doc	0000045676
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3259 GLENCOE CIR, SAN RAMON, CA 94582-5688
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 GLENCOE CIR, SAN RAMON, CA 94582-5688

Mortgage

Document Number	0000283638
Date	Nov 23, 2020
Instrument	2020-283638

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 11, 2019
Property Address	3259 GLENCOE CIR, SAN RAMON, CA 94582-5688
Document Number	0000004605
Map Reference	MB 472 PG 40-47
Instrument Date	Dec 21, 2018
Instrument	2019-004605
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3259 GLENCOE CIR, SAN RAMON, CA 94582-5688

Mortgage

Document Number	0000004606
Date	Jan 11, 2019
Instrument	2019-004606

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3259 Glencoe Cir was $22,091.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,524,687 (+2%) Land $796,478 Building $728,209
2025	$22,091.00	$1,494,792 Land $780,861 Building $713,931
2023	$21,974.00 (+1.82%)	$1,436,749 Land $750,540 Building $686,209
2022	$21,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3259 Glencoe Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3259 Glencoe Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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