3259 E 700 N, Ossian, IN 46777 Property Records

Wells County property record for 3259 E 700 N, Ossian, IN 46777

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,715 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-27-300-008.001-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-27-300-008.001-008`
Alternative APNs	`00013481718` `0040281701`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,715 sqft Living Area
1st Floor Area	2,715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00013481718
Street Address	3259 E 700 N
City	OSSIAN
State	IN
Zip	46777-9649
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	27-28-12 5.00A W E SE
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2011
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3259 E 700 N, OSSIAN, IN 46777-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Intrafamily Transfer, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 7, 2025
Transfer Doc	0020253355
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Oct 9, 2025
Property Address	3259 E 700 N, OSSIAN, IN 46777-9649
Document Number	0020253355
Instrument Date	Oct 7, 2025
Instrument	20253355
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3259 E 700 N, OSSIAN, IN 46777-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 E 700 N, OSSIAN, IN 46777-9649

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3259 E 700 N, OSSIAN, IN 46777-9649
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020224675
Date	Nov 9, 2022
Instrument	20224675

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3259 E 700 N, OSSIAN, IN 46777-9649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205126
Date	Nov 18, 2020
Instrument	20205126

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00 (+16.05%) Homeowner's exemption	$495,000 (+15.82%) Land $86,700 Building $408,300	$495,000 (+15.82%) Land $86,700 Building $408,300
2024	$2,954.00 (+4.09%) Homeowner's exemption	$427,400 (+4.14%) Land $67,900 Building $359,500	$427,400 (+4.14%) Land $67,900 Building $359,500
2023		$410,400 (+9.91%) Land $66,900 Building $343,500	$410,400 (+9.91%) Land $66,900 Building $343,500
2022	$2,838.00	$373,400 Land $46,300 Building $327,100	$373,400 Land $46,300 Building $327,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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