3258 Ayers Rd, Moneta, VA 24121 Property Records

Bedford County property record for 3258 Ayers Rd, Moneta, VA 24121 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,449 sqft · built 2005
Lot Size	6.07 acres (264,409 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,079 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224 A 10H`

Property Details

APN / Parcel Number

Primary APN	`224 A 10H`
Alternative APNs	`90507115` `420422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,449 sqft Living Area
1st Floor Area	1,633 sqft
Basement Area	1,633 sqft
Unfinished Basement	1,633 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	264,409 sqft (6.07 acres)
Garage Type	Carport
Carport	Carport
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3258 AYERS RD
City	MONETA
State	VA
Zip	24121-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10H PB 46/217
Legal Tract	10
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3039
Census Tract	30501

Owner

Source: Bedford County records · APN 224 A 10H

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3258 AYERS RD, MONETA, VA 24121-3564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Mar 09, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Dec 07, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 15, 2012
Transfer Doc	0000006709
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3258 AYERS RD, MONETA, VA 24121-3564
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220009431
Date	Aug 22, 2022
Instrument	220009431

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2042

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3258 AYERS RD, MONETA, VA 24121-3564
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003503
Date	Mar 09, 2021
Instrument	210003503

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3258 AYERS RD, MONETA, VA 24121-3564
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170011473
Date	Dec 07, 2017
Instrument	170011473

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,079.00	$263,300 (+1%) Land $65,400 Building $197,900
2023	$1,079.00 Additional exemption filed	$131,650	$263,300 Land $65,400 Building $197,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 66% of Virginia
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
SML Wireless	Fixed Wireless (unlicensed)	1,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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