32575 Romsey Rd, Franklin, MI 48025 Property Records

Oakland County property record for 32575 Romsey Rd, Franklin, MI 48025

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,730 sqft · built 2020
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (May 2024)
Tax Bill	$33,179 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`TF-24-05-105-005`

Property Details

APN / Parcel Number

Primary APN	`TF-24-05-105-005`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,730 sqft Living Area
1st Floor Area	1,454 sqft
Basement Area	1,454 sqft
Unfinished Basement	1,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	64,033 sqft (1.47 acres)
Lot Dimensions	330 ft deep x 194 ft wide
Garage Area	576 sqft
Parking Spaces	7 Parking Spaces
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	32575 ROMSEY RD
City	FRANKLIN
State	MI
Zip	48025-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 5 SUPERVISOR'S PLAT OF FRANKLIN RIVER HILLS LOT 30
Legal Range	10E
Legal Township	01N
Legal Section	05
Legal Subdivision	SUPERVISOR
Legal Lot Number	30
Jurisdiction	OAKLAND MI
Township / Civil Division	SOUTHFIELD
Census Block Group	2
Census Block	2003
Census Tract	159000

Owner

32575 Romsey Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25838 HERSHEYVALE DR, FRANKLIN, MI 48025-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jun 11, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	202451926
Deed Book / Page	59345 / 448
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	0000149766
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918

Mortgage

Document Number	0000015436
Date	Feb 15, 2024
Book Page	59168/92
Instrument	15436

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918

Mortgage

Document Number	0000050784
Date	May 7, 2024
Book Page	59339/592
Instrument	50784

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 17, 2025
Property Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918
Document Number	20250143959
Book / Page	60703 / 278
Map Reference	LB 34 PG 50
Instrument Date	Oct 24, 2025
Instrument	20250143959
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918

Mortgage

Document Number	0060685103
Date	Nov 17, 2025
Instrument	60685/103

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 12, 2021
Property Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918
Document Number	0000009798
Book / Page	55493 / 335
Map Reference	LB 34 PG 50
Instrument Date	Dec 11, 2020
Instrument	9798
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5309 MARLWOOD CT, 5309, WEST BLOOMFIELD, MI 48323-2744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32575 ROMSEY ROAD, FRANKLIN, TN 38139

Mortgage

Document Number	0055493414
Date	Jan 12, 2021
Instrument	55493/414

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 11, 2019
Property Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918
Document Number	0000090667
Book / Page	052915 / 000840
Instrument Date	Jun 3, 2019
Instrument	90667
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,085.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5309 MARLWOOD CT WEST BLOOMFIELD MI 483232744, WEST BLOOMFIELD, MI 48323-2744

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 10, 2017
Property Address	32575 ROMSEY RD, FRANKLIN, MI 48025-1918
Document Number	0000149766
Book / Page	050954 / 000269
Instrument Date	Jul 27, 2017
Instrument	149766
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32575 ROMSEY RD FRANKLIN MI 480251918, FRANKLIN, MI 48025-1918

Tax Assessment & Valuation

The 2025 property tax bill for 32575 Romsey Rd was $33,179 with a homeowner's exemption, up 39.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Southfield Township
Municipality	Franklin Village
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,179.00 (+39.86%) Homeowner's exemption	$1,096,760 (+7.56%)	$2,193,520 (+7.56%)
2024	$23,723.00 (+4.9%) Homeowner's exemption	$1,019,630 (-2.38%)	$2,039,260 (-2.38%)
2023	$22,614.00 Homeowner's exemption	$1,044,460	$2,088,920
2021	$21,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32575 Romsey Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32575 Romsey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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