Black Hawk County property record for 3257 W 4th St, Waterloo, IA 50701
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,596 sqft · built 1969 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Mar 2010) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-477-014 |
| Primary APN | 8913-33-477-014 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,596 sqft Gross Area |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Patio Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 3257 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4409 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | UNPLATTED WLOO WEST PART OF SE SE SEC 33 T 89 R 13 COM AT A PT ON W LINE OF ANSBOROUGH AVE 631.4 FT N & 33 FT W OF SE COR OF |
| Legal Range | 13 |
| Legal Township | 89 |
| Legal Section | 33 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1501 |
3257 W 4th St, a commercial property, is owned and occupied by two individuals who bought it in March 2010.
Source: Black Hawk County records, as of October 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3257 W 4TH ST, WATERLOO, IA 50701-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2010 · Amount on File |
| Deed Sale | Mar 10, 2010 · Amount on File |
| Deed Document Number | 1000017003 |
| Record Updated | Jun 8, 2026 |
Source: Black Hawk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $140,750 Land $60,000 Building $80,750 | $140,750 Land $60,000 Building $80,750 |
| 2023 | $140,750 | $140,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3257 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3257 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures