San Diego County property record for 3257 San Tomas Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,896 sqft · built 1990 |
| Lot Size | 0.91 acres (3,976 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Aug 1994) |
| Tax Bill | $3,703 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-692-13-00 |
| Primary APN | 165-692-13-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,896 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 3,976 sqft (0.91 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3257 SAN TOMAS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-2 |
| Legal Description | LOT 13 TR 012174 |
| Legal Subdivision | DEL ORO HILLS |
| Legal Tract | 012174 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 18515 |
3257 San Tomas Dr is owned and occupied by two individuals who acquired it in September 2002.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3257 SAN TOMAS DR, OCEANSIDE, CA 92056-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 25, 2017 | Deed of Trust, Mortgage · VA Mortgage ORION LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1994 · Amount on File |
| Deed Sale | Aug 31, 1994 · Amount on File |
| Prior Sale | May 31, 1989 · Amount on File |
| Deed Document Number | 1994521474 |
| Last Transfer Date | Sep 26, 2002 |
| Transfer Doc | 0000876287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3257 SAN TOMAS DR, OCEANSIDE, CA 92056-3244 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE COMPANY CSC |
| Name | Verified Name |
|---|---|
| Address | 3257 SAN TOMAS DR, OCEANSIDE, CA 92056-3244 |
| Document Number | 0000238394 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-0238394 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3257 SAN TOMAS DR, OCEANSIDE, CA 92056-3244 |
| Document Number | 0000344905 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2017 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3257 SAN TOMAS DR OCEANSIDE CA 920563244, OCEANSIDE, CA 92056-3244 |
| Document Number | 0000344905 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 344905 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
The 2025 property tax bill for 3257 San Tomas Dr was $3,703 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $299,792 (+2%) Land $85,646 Building $214,146 | |
| 2025 | $3,703.00 Homeowner's exemption | $293,915 Land $83,967 Building $209,948 |
| 2023 | $3,539.00 (+1.37%) Homeowner's exemption | $282,504 Land $80,707 Building $201,797 |
| 2022 | $3,491.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3257 San Tomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3257 San Tomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: FiberFirst, GeoLinks, Verizon.
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