San Bernardino County property record for 32564 Emerald Rd, Lucerne Valley, CA 92356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1988 |
| Lot Size | 0.693 acres (30,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Jan 2024) |
| Tax Bill | $4,278 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0450-283-32-0000 |
| Primary APN | 0450-283-32-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 1,488 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 30,174 sqft (0.693 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 244 sqft |
| Patio Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 32564 EMERALD RD |
|---|---|
| City | LUCERNE VALLEY |
| State | CA |
| Zip | 92356-7635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LVRS20M |
| Legal Description | TRACT 5259 LOT 368 |
| Legal Subdivision | TRACT NO . 5259 |
| Legal Tract | 5259 |
| Legal Block | 1 |
| Legal Lot Number | 368 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 12103 |
Source: San Bernardino County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32564 EMERALD RD, LUCERNE VALLEY, CA 92356-7635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL |
| Jan 10, 2024 | Grant Deed, Transfer · FHA Mortgage KINGS MORTGAGE SERVICES INC |
| Dec 3, 2020 | Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2024 · Amount on Record |
| Deed Sale | Jan 10, 2024 · Amount on Record |
| Prior Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 20247906 |
| Prior Transfer Date | Aug 18, 2015 |
| Prior Transfer Doc | 0000355355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 15, 2026 |
| Property Address | 32564 EMERALD RD, LUCERNE VALLEY, CA 92356-7635 |
| Document Number | 0000180803 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026180803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 32564 EMERALD RD, LUCERNE VALLEY, CA 92356-7635 |
| Document Number | 0000180803, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026180803 |
| Name | VILLAGE CAPITAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 10, 2024 |
| Property Address | 32564 EMERALD RD, LUCERNE VALLEY, CA 92356-7635 |
| Document Number | 0000007906 |
| Map Reference | MB 63 PG 57-60 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2024-0007906 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32564 EMERALD RD, LUCERNE VALLEY, CA 92356-7635 |
| Document Number | 0000007907 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024-0007907 |
| Name | KINGS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 3, 2020 |
| Property Address | 32564 EMERALD RD, LUCERNE VALLEY, CA 92356-7635 |
| Document Number | 0000489680 |
| Map Reference | MB 63 PG 57-60 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020-0489680 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 32564 EMERALD RD, LUCERNE VALLEY, CA 92356-7635 |
| Document Number | 0000489681 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020-0489681 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Lucerne Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $364,900 (-1.96%) Land $73,000 Building $291,900 | |
| 2025 | $4,278.00 (+29.48%) | $372,198 (+35%) Land $74,440 Building $297,758 |
| 2023 | $3,304.00 (+2.39%) | $275,706 Land $55,141 Building $220,565 |
| 2022 | $3,227.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER CO - LUCERNE private · serves 590 people · EPA ID CA3610108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
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