3256 W Cardinal St, Springfield, MO 65810 Property Records

Greene County property record for 3256 W Cardinal St, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,393 sqft · built 2006
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2018)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-16-201-092`

Property Details

APN / Parcel Number

Primary APN	`88-18-16-201-092`
Alternative APN	`1816201092`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,393 sqft Living Area
1st Floor Area	2,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	126 ft deep x 88 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881816201092
Street Address	3256 W CARDINAL ST
City	SPRINGFIELD
State	MO
Zip	65810-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRISCO TRAILS SUBDIVISION LOT 18
Legal Range	22W
Legal Township	28N
Legal Section	16
Legal Subdivision	FRISCO TRAILS
Legal Lot Number	18
Jurisdiction	GREENE MO
Township / Civil Division	BATTLEFIELD B
Census Block Group	4
Census Block	4009
Census Tract	4105

Owner

3256 W Cardinal St is owned by an individual who bought it in November 2018.

Source: Greene County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3856 E KNOLLWOOD DR, OZARK, MO 65721-6726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Jan 20, 2017	Warranty Deed, Transfer · FHA Mortgage OAKSTAR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Jan 20, 2017 · Amount on File
Deed Document Number	201841069
Deed Book / Page	2018 / 4106918
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3256 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016704
Date	May 12, 2020
Book Page	2020/16704-20
Instrument	16704-20

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Nov 9, 2018
Property Address	3256 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Document Number	0000004106
Book / Page	2018 / 041069-18
Instrument Date	Nov 9, 2018
Instrument	041069-18
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6083 S LAKEPOINT DR, SPRINGFIELD, MO 65804-2568

Mortgage

Document Number	0000004107
Date	Nov 9, 2018
Instrument	041070-18

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Jan 20, 2017
Property Address	3256 W CARDINAL ST, SPRINGFIELD, MO 65810-7502
Document Number	0000000257
Book / Page	2017 / 002571-17
Instrument Date	Jan 20, 2017
Instrument	002571-17
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 W CARDINAL ST, SPRINGFIELD, MO 65810-7502

Mortgage

Document Number	0000000257
Date	Jan 20, 2017
Instrument	002572-17

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3256 W Cardinal St was $3,151.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,160 (-) Land $7,350 Building $53,810
2025	$3,151.00	$61,160 Land $7,350 Building $53,810	$321,900 Land $38,700 Building $283,200
2023	$2,944.00 (+18%)	$53,450 (+15.09%) Land $6,690 Building $46,760	$281,300 Land $35,200 Building $246,100
2022	$2,495.00	$46,440 Land $6,690 Building $39,750
2021			$244,400 Land $35,200 Building $209,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3256 W Cardinal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3256 W Cardinal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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