1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Silvertrail Dr

3256 Silvertrail Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3256 Silvertrail Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,409 sqft · built 2000
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Nov 2018)
Tax Bill$3,615 (2025)
Deeds & MortgagesNov 2018 Sale
Flood ZoneZone X (minimal risk)
APNA985000031

Property Details

APN / Parcel Number

Primary APNA985000031
Alternative APN
  • 5-116D-7738-00-0319.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,409 sqft Living Area
Gross Area3,130 sqft
1st Floor Area1,409 sqft
Basement Area1,341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area102 sqft

Location & Zoning

Account NumberA985000031
Street Address3256 SILVERTRAIL DR
CitySAINT CHARLES
StateMO
Zip63301-3241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSTABLE RIDGE MANOR #2 LOT 319
Legal SubdivisionSTABLE RIDGE MANOR #2
Legal Lot Number319
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1001
Census Tract310202

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3256 SILVERTRAIL DR, SAINT CHARLES, MO 63301-3241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2018 · Amount on Record
Deed SaleNov 20, 2018 · Amount on Record
Prior SaleJan 22, 2001 · Amount on Record
Deed Document Number2018654900
Deed Book / Page7005 / 424
Prior Transfer DateJun 4, 2002
Prior Transfer Doc0000054228
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 20, 2018
Property Address3256 SILVERTRAIL DR, SAINT CHARLES, MO 63301-3241
Document Number0070050424
Book / Page007005 / 000424
Instrument DateNov 15, 2018
Instrument654900
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1075 ST CHARLES MO 633021075, ST CHARLES, MO 63302-1075

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,308 (-)$291,096 (-) Land $75,000 Building $216,096
2025$3,615.00$55,308 (+6.32%)$291,096 (+6.32%) Land $75,000 Building $216,096
2023$52,019
2022$273,786 Land $60,000 Building $213,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on Silvertrail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures