3256 Ledgewood Ct E, Commerce Township, MI 48382 Property Records

Oakland County property record for 3256 Ledgewood Ct E, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,820 sqft · built 2015
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (May 2026)
Tax Bill	$7,799 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-08-102-002`

Property Details

APN / Parcel Number

Primary APN	`E-17-08-102-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,820 sqft Living Area
1st Floor Area	2,228 sqft
Basement Area	2,025 sqft
Unfinished Basement	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	19,602 sqft (0.45 acres)
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Deck Area	29 sqft
Patio Area	29 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3256 LEDGEWOOD CT E
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 8 LAKE SHERWOOD SUB NO 12 LOT 245
Legal Range	08E
Legal Township	02N
Legal Section	08
Legal Subdivision	LAKE SHERWOOD SUB
Legal Lot Number	245
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1002
Census Tract	135100

Owner

3256 Ledgewood Ct E is owned and occupied by two individuals who bought it in May 2026.

Source: Oakland County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8925 EL DORADO DR, WHITE LAKE, MI 48386-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORPORATION
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORPORATION
Jun 20, 2023	Intrafamily Transfer, Transfer
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	202665498
Deed Book / Page	61196 / 711
Prior Transfer Date	May 26, 2023
Prior Transfer Doc	0000066120
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419

Mortgage

Document Number	0000041962
Date	Feb 17, 2021
Book Page	55708/550
Instrument	41962

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419

Mortgage

Document Number	0000092887
Date	Apr 8, 2021
Book Page	56032/361
Instrument	92887

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 13, 2026
Property Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419
Document Number	0000065117
Book / Page	61193 / 655
Instrument Date	May 7, 2026
Instrument	202665117
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419

Mortgage

Document Number	0000065117,
Date	May 13, 2026
Book Page	61193/655
Instrument	202665117

Lender

Name	KAYE FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 14, 2026
Property Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419
Document Number	20260065498
Book / Page	61196 / 711
Instrument Date	May 7, 2026
Instrument	202665498
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$571,912.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8925 EL DORADO DR, WHITE LAKE, MI 48386-4417

Mortgage

Document Number	0000065117,
Date	May 14, 2026
Instrument	202665117

Lender

Name	KAYE FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 20, 2023
Property Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419
Document Number	0000066120
Book / Page	58677 / 481
Map Reference	LB 128 PG 40&41
Instrument Date	May 26, 2023
Instrument	66120
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419
Document Number	0000053765
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3256 LEDGEWOOD CT E COMMERCE TOWNSHIP MI 483821419, COMMERCE TOWNSHIP, MI 48382-1419

Mortgage

Document Number	0000053765
Date	Mar 20, 2020
Book Page	053969/000868
Instrument	53765

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 22, 2019
Property Address	3256 LEDGEWOOD CT E, COMMERCE TOWNSHIP, MI 48382-1419
Document Number	0000038703
Book / Page	052669 / 000239
Instrument Date	Mar 15, 2019
Instrument	38703
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3256 LEDGEWOOD CT E COMMERCE TOWNSHIP MI 483821419, COMMERCE TOWNSHIP, MI 48382-1419

Mortgage

Document Number	38704
Date	Mar 22, 2019
Book Page	052669/000241
Instrument	38704

Lender

Name	JG WENTWORTH LNDG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3256 Ledgewood Ct E was $7,799 with a homeowner's exemption, down 31.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,799.00 (-31.48%) Homeowner's exemption	$389,760	$779,520
2024	$11,382.00
2023		$341,640 (+9.92%)	$683,280 (+9.92%)
2022	$10,255.00 (+6.6%) Homeowner's exemption	$310,800	$621,600
2021	$9,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3256 Ledgewood Ct E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1987–1989)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3256 Ledgewood Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND GREENS ESTATES private · serves 2,268 people · EPA ID MI0040387
Water Source	Groundwater
Last State Inspection	Jul 2022
Also Mapped Here	COMMERCE TOWNSHIP
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Ledgewood Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures