Jefferson County property record for 3256 Echo Lake Dr, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 3,608 sqft · built 2016 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $478,100 (Mar 2020) |
| Tax Bill | $4,425 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Nov 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.90 |
| Primary APN | 03-5.0-21.0-0-000-031.90 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,608 sqft Living Area |
| Gross Area | 4,312 sqft |
| 1st Floor Area | 2,726 sqft |
| Basement Area | 882 sqft |
| Finished Basement | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Street Address | 3256 ECHO LAKE DR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 90 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 700302 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 31, 2025 | Warranty Deed, Transfer |
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK OF ST CLAIR |
| Mar 17, 2020 | Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS BK/SC |
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit MIDWEST BANKCENTRE |
| Jun 15, 2017 | Deed of Trust, Mortgage MIDWEST BANKCENTRE |
| Jan 31, 2017 | Trustee's Deed, Construction Loan · Line of Credit MIDWEST BANKCENTRE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2020 · Amount on Record |
| Deed Sale | Mar 17, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2016 |
| Deed Document Number | 20209225 |
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0000028231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 31, 2025 |
| Property Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000028231 |
| Map Reference | MB 224 PG 14-19 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025R-028231 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000036625 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022R-036625 |
| Name | FARMERS AND MERCHANTS BANK OF ST CLAIR |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 3, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 17, 2020 |
| Property Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000009225 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 9225 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2020 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3256 ECHO LAKE DR BYRNES MILL MO 630253013, BYRNES MILL, MO 63025-3013 |
| Document Number | 9226 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 9226 |
| Name | FARMERS & MERCHANTS BK/SC |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000022909 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3256 ECHO LAKE DR BYRNES MILL MO 630253013, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000022909 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 22909 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000019433 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3256 ECHO LAKE DR BYRNES MILL MO 630253013, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000019433 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 19433 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 22, 2032 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 31, 2017 |
| Property Address | 3256 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 3216 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 7, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 971 ARLINGTON GLEN DR FENTON MO 630263977, FENTON, MO 63026-3977 |
| Document Number | 0000003216 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 3216 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,600 (-) Land $7,700 Building $53,900 | $324,600 (-) Land $40,700 Building $283,900 | |
| 2025 | $4,425.00 (+15.26%) | $61,600 (+16.01%) Land $7,700 Building $53,900 | |
| 2024 | $324,600 (+16.05%) Land $40,700 Building $283,900 | ||
| 2023 | $3,839.00 | $53,100 Land $7,700 Building $45,400 | $279,700 Land $40,700 Building $239,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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